Tagged: online Toggle Comment Threads | Keyboard Shortcuts

  • user 3:35 pm on October 27, 2016 Permalink | Reply
    Tags: , , geht, ideenkicker.ch, Infrastruktur, , online,   

    Neue Infrastruktur Crowdfunding Plattform ideenkicker.ch geht online 

    Die ideenkicker.ch des Gemeindeverbandes Lebensraum Lenzburg Seetal (LLS) und der Hypothekarbank Lenzburg bringt Ideengeber sowie Ideenunterstützer zusammen. Erstmals wird darauf auch ein Infrastrukturprojekt der öffentlichen Hand zur Schwarmfinanzierung ausgeschrieben.

    Ideen verwirklichen? Spannende Projekte unterstützen? Gemeinsam die Region Lenzburg-Seetal stärken? . Auf der Plattform finden Projekte und Ideen ihre Unterstützer. Einzelpersonen, Teams, Vereine, Institutionen, Unternehmen oder die öffentliche Hand aus der Region Lenzburg-Seetal profitieren vom einzigartigen -Treffpunkt.

    Die Plattform nutzen Ideengeber für die Kommunikation ihrer Projekte und die Suche von Geldgebern, Ideenunterstützer finden darauf regionale Ideen und Projekte, welche finanzielle Unterstützung benötigen.

    „Mit schafft der LLS gemeinsam mit der Hypi eine Plattform, welche der Grundidee unseres Verbandes entspricht: der Vernetzung und Unterstützung von regionalen Massnahmen und Projekten und der Erhöhung der Standortqualität“, freut sich Daniel Mosimann, Präsident des LLS. Für Marianne Wildi, Vorsitzende der Geschäftsleitung der Hypothekarbank Lenzburg AG, ist das Engagement ihrer Bank ein weiteres Zeichen für die regionale Verbundenheit.

    „Die Zusammenarbeit mit dem LLS in diesem Projekt hat sehr gut funktioniert. Wir sind überzeugt, mit der Online-Plattform einem Bedürfnis der regionalen Bevölkerung zu entsprechen.“

    The post Neue Infrastruktur Crowdfunding Plattform ideenkicker.ch geht online appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 3:35 am on October 15, 2016 Permalink | Reply
    Tags: , , , , online, , ,   

    Goldman Sachs Launches New Online Personal Loan Platform 

    The Goldman Sachs introduced Marcus by Goldman Sachs, an offering unsecured loans to consumers.

    Named after Marcus , one of the firm’s founders, Marcus by Goldman is a new business that benefits from the firm’s 147-year history of financial expertise, risk management and customer service. Marcus provides consumers with a transparent and simple approach to consolidate their high-interest credit card debt. At Marcus.com, credit-worthy borrowers can apply for fixed-rate, no-fee personal loans of up to $ 30,000 for periods of two to six years.

    “For many who manage debt payments on high-interest rate credit cards, a straight-forward personal is a better solution,” said Harit Talwar, head of Marcus by Goldman Sachs. “Marcus offers an option for consumers who are searching for a simpler alternative to credit card borrowing, where rates can change and multiple fees can be charged.”

    marcus by goldman sachs

    The Marcus team listened to thousands of consumers share their experiences managing personal debt. This feedback was central to the design of the Marcus personal loan product and the customer experience. We heard that:

    -Consumers are tired of hidden fees. Marcus has no fees.

    -Consumers are stressed by unexpected changes in interest rates on credit cards. Marcus offers fixed rates throughout the term of the loan.

    -Consumers are disgruntled by pre-assigned payment dates and limited payment options. Marcus enables customers to choose their monthly payment date and a payment option designed to fit their budget.

    -Consumers are frustrated with automated machines instead of being able to speak to someone directly when they need assistance. Marcus has U.S.-based, dedicated loan specialists who deliver live, personalized support.

    Initially, applications on Marcus.com will require a code that millions of prospective customers will receive by mail. The feedback we expect to hear from the initial group of customers will help us to refine the Marcus experience. In the coming months, Marcus will offer our personal loan product to a broader audience.

    Featured Image is from goldmansachs.com

    The post Goldman Sachs Launches New Online Personal Loan Platform appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 12:18 am on August 8, 2016 Permalink | Reply
    Tags: , , , , Educate, , , online, Seniors,   

    Capital One Joins Effort to Educate Seniors About Online Banking 

    only care  millennials, right? Not really, though marketing about digital efforts may make it appear that way. Yesterday  One, a leader in digital , joined OATS (Older Adults Services) in launching‘“Ready, Set, Bank: Banking Made Easy,’” an educational tool designed to increase online banking usage among older adults, enabling themRead More
    Bank Innovation

     
  • user 12:19 am on July 21, 2016 Permalink | Reply
    Tags: ‘Refresh’, Avant, , , , online,   

    Regions to ‘Refresh’ Digital Offerings as Avant Comes Online 

    Financial Corp. is using its upcoming deployment as an opportunity to &;refresh&; its . The bank&;s CEO, Grayson Hall, said yesterday during the company&8217;s earnings call that the Avant loan application service will go live next month. The Regions-Avant partnership was announced last April. &8220;[W]e&8217;re in the process evenRead More
    Bank Innovation

     
  • user 3:35 pm on July 15, 2016 Permalink | Reply
    Tags: , , , , online, , , , , , , ,   

    Women Take Center Stage As Fintechs Eye Untapped Opportunity in Online Wealth Management 

    ventures have long been praised for providing products that suit consumers&; changing behavior and expectations, but also for providing financial services to demographics that have been so far excluded.

    Whether it is for rural populations in developing countries or SMEs struggling to get a business loan, are smart in the way they target specific niches and markets, focusing on one product range, optimizing processes and leveraging and digital platforms to cut costs, and thus, prices.

    One demographic that has become more and more appealing to entrepreneurs is . This is mainly because women clients are finding that financial institutions are not meeting their specific needs. A Boston Consulting Group survey found that of all the industries that affect their daily lives, women feel most dissatisfied with the financial services industry, and this, on both product and service levels.

    Women Investment Robo Advisors

    Image credit: Juan Nel via Shutterstock.com

    Investing in particular is an area where women substantially differ from men. Studies have found that women are more conservative when it comes to investing and more insecure regarding their ability to invest. Other researches have suggested that women are actually better investors than men, preferring a more long-term approach, trading less frequently and sticking with their asset allocations.

    As automated investment services &; so called -advisors &8211;, continue to expand into niche offerings, financial advice and portfolio is becoming more accessible to a broader variety of investors, including women.

    Miss Kaya will be Southeast Asia&8217;s very first woman-focused robo-advisor. Founder Gina Heng, who simultaneously serves as CEO and co-founder at Marvelstone Group, has worked as a venture partner at Yozma Ventures, and co-founded asset management firm One Asia Investment Partners and Leonie Hill Capital in Singapore.

    In a recent interview with the Singapore Business Review, Heng explained what pushed her to launch this particular venture.

    &;The types of online based management services in Asia today are still limited to financial education and product comparisons,&; Heng said.

    &8220;We want to bring a new wave of innovation by providing a robust, automated, algorithm-powered, wealth management platform. Miss Kaya, by being the first women-driven robo-advisory platform in Asia that caters to their very needs, serves to empower them to achieve longer-term financial goals and allow them to pursue their dreams.&8221;

    Gina Heng

    Gina Heng, Miss Kaya

    The company plans to pre-launch its website some time this month, starting with offering financial education materials and a beta version of its personal portfolio management services. Later, it will offer full financial advisory services for women to manage their own finances, Heng said.

    Miss Kaya follows the likes of Ellevest, Worth Financial Management (WorthFM), SheCapital and Women Investor Now (WIN), which are all offering woman-centric financial services.

    Sallie Krawcheck, Founder of Ellevest, at TechCrunch's Disrupt NY 2016

    Sallie Krawcheck, Founder of Ellevest, at TechCrunch&8217;s Disrupt NY 2016, via https://techcrunch.com/

    Ellevest, which launched in May, was founded by former Citigroup CFO Sallie Krawcheck and works much like more-established players such as Betterment and Wealthfront. Ellevest creates financial portfolios made of exchange-traded funds based on a user&8217;s timeline and risk tolerance. It also offers investment products such as Roth IRAs, traditional IRAs and investment accounts, and makes money by charging users a fee as a percentage of assets managed.

    Ellevest takes into account female professionals&8217; unique needs such as the fact that women live longer than men and the fact that they tend to earn less than men.

    Ellevest raised US$ 10 million in a funding round led by Morningstar in September 2015.

    WorthFM, a digital investing platform by DailyWorth, was designed to engage and educate women as their investments grow. Launched in private beta in March, the platform builds one&8217;s portfolio by taking into account the client&8217;s personality, strengths, fears and sabotage patterns.

    SheCapital, which launched in 2015, targets female investors and aims at closing the gender gap in financial advice. The platform was designed to act as a one-stop shop for women who are looking to invest.

    Similarly, WIN aims at acting as an all-in-one platform integrating financial planning, investing, real-time money management tools, Robo and custom investment portfolio management, and curated content.

    For Switzerland we haven&8217;t yet spoted a similiar Fintech Startup.

    Featured image by Andresr via Shutterstock.com.

    The post Women Take Center Stage As Fintechs Eye Untapped Opportunity in Online Wealth Management appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 12:54 pm on June 15, 2016 Permalink | Reply
    Tags: , , , , , online, ,   

    The big Apple to square off against online payment giants 

    Recently H&;M opened its doors here in Australia. Devoid as we have been for some time down under of fast fashion, the past few years have seen a flood of global retailers open on our high streets, including Zara, Gap, Uniqlo and Forever 21 to name a few. In my university days overseas, H&38;M was&;Read more The big to off &;
    Bank Innovation

     
  • user 2:45 pm on June 14, 2016 Permalink | Reply
    Tags: , , , marketplaces, online, , , PromisePay,   

    Australia’s PromisePay, a payment platform for online marketplaces, raises $10M 

    wallet amex , an Australia-headquartered startup that specializes in payments for , has raised $ 10 million in fresh capital for growth. Read More


    fintech techcrunch

     
  • user 3:35 am on June 14, 2016 Permalink | Reply
    Tags: Advise, CACEIS, Clear, , , , , online, SocialMediaStudies,   

    PwC & CACEIS Advise Investment Firms to Have a Clear Online Marketing Strategy 

    The rise of the digital economy has changed the way businesses deliver services, interact with clients and market their products. As social networks have become an important component of our daily lives, asset managers and need to have a in order to stay in the game.

    caceis pwc social media studies asset management report 2016In a new report, PwC Luxembourg and explore the state of asset management&;s use of social media and the leading players in this area. The document, the second paper of the series , aims at highlighting the growing importance of social media in the industry.

    &;Three years on, social media usage in our industry has evolved rapidly, and the factors driving that change have also intensified,&; Joe Saliba, CACEIS Deputy Chief Executive Officer, said in a media statement.

    Since the previous study in 2013, asset managers have increased their presence on social media, increasing thus their interactions with clients and followers.

    &8220;Something clear emerged from our analysis: the asset management community is increasingly betting on social media, and asset managers with no clear strategy on how to take advantage of social media as communications and sales channels will be left behind,&8221; said Dariush Yazdani, partner and Market Research Centre Leader at PwC Luxembourg. &8220;Social channels could unlock new opportunities for investment firms.&8221;

    The report, entitled &;Asset Management in the social era,&8217; suggests that social media continues to thrive and is now a global phenomenon in all countries. Today, the total number of active users exceeds 2.3 billion, representing over 30% of the global population.

    Facebook is the leader in the field with 1.6 billion of active accounts in 2015. The giant is followed by YouTube with over 1 billion users, LinkedIn with 414 million, and Twitter with 305 million.

     

    Social media a &8220;key component of companies&8217; marketing mix&8221;

    Social media channels have been gradually integrated into companies&8217; mix paradigms and the share of marketing budgets spent on social media is expected to more than double over the next five years, the document claims.

    fortune 500 corporations on social media pwc caceis report

    Corporates are increasing their presence on social media, a trend fuelled by changing customer expectations, notably among younger generations. 62% of millennials say that if a brand engages with them on social media, they are more likely to become loyal customers. Moreover, 33% of them rely mainly on blogs to get informed on purchase decisions.

     

    &8220;Social media strives in the asset management industry&8221;

    Since 2013, the presence of asset managers on social media has increased consistently. Asset managers are using these channels as instruments to enhance brand and reputation, as well as to provide information and support to a diversified array of interlocutors, the report says.

    asset managers active on social media report pwc caceis

    It suggests that 89% of asset managers are present on social media today, up from 60% in 2013. Moreover, the use of social media has increased significantly within the hedge fund industry in recent years. Today, 90% of hedge funds are using social media.

    &8220;Social media is also becoming an important source of information for institutional investors. They are increasingly augmenting traditional financial news media with social media in order to make investment decisions,&8221; the report says.

    A research conducted by Greenwich Associates found that in 2014, one third of institutional investors made an investment decision based on information collected from social media platforms. Respondents are turning to social media mainly to read timely news or industry updates (48%), research specific industries information (47%) and seek opinions or commentary on markets and/or events (44%).

    US-based brands still dominate the social media realm with Blackrock/iShares, Vanguard Group, Charles Schwab Investment, Fidelity Investments, Franklin Templeton Investment and T.Rowe Price ranking at the top of the list. However, European players are progressing. In 2016, the top ten asset managers include three European firms: Schroders, Robeco and Aberdeen AM.

     

    Featured image: Social media apps by Twin Design, via Shutterstock.com.

    The post PwC &038; CACEIS Advise Investment Firms to Have a Clear Online Marketing Strategy appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 12:18 am on June 6, 2016 Permalink | Reply
    Tags: , , , , online, , ,   

    What’s the Trojan Horse Distribution Strategy for Online Business Lending? 

    An efficient and unique product model is critical if you want to scale your business. This is evident in the small business space. Why? Well, as competition increases in the sector within well-trodden distribution channels, two things happen: Customer Acquisition Costs (CAC) in popular channels will increaseRead More
    Bank Innovation

     
  • user 7:25 am on June 2, 2016 Permalink | Reply
    Tags: , , , FinAccel, , , , online, , ,   

    FinAccel takes on Southeast Asia’s lending industry with easy online credit service 

    shutterstock shopping cart  card penetration is one of those problems that isn&;t really a &;problem&8217; in the West. In the U.S. alone, 232 million adults are said to own at least one credit card, with 18 percent of consumers in the country owning two or three cards. Read More


    fintech techcrunch

     
c
compose new post
j
next post/next comment
k
previous post/previous comment
r
reply
e
edit
o
show/hide comments
t
go to top
l
go to login
h
show/hide help
shift + esc
cancel
Close Bitnami banner
Bitnami