Shopping is set to change in the #digital age, and it goes way beyond waiting 46 seconds for your EMV transaction to go through. #Amazon has new stores without #checkout counters or lines. And #Diebold Nixdorf has a whole set of new toys it will introduce at the National RetailRead More
Bank Innovation
#Christmas is coming and if you are a #fintech junky, you might want to ask your friends, boss and relatives for one (or more) of the following fintech #books.
These books, which have all been released in the past six months, cover every aspect of fintech from digital payments, mobile #technology to #blockchain and Big Data.
For books that were released earlier, you can check #this article or have a look on our Fintech Book Page.
by Jeff Reed
Blockchain: Blockchain, Smart Contracts, Investing in Ethereum, FinTech by Jeff Reed combines four of his best-selling books, all covering blockchain technology and fintech. These are:
Blockchain: The Essential Guide to Understanding the Blockchain Revolution
Blockchain is far more than #Bitcoin technology, and even in its infancy, it is taking the world by storm, from major #banks to the U.S. Department of Defense. This book is a comprehensive guide to blockchain, helping you understand what it is and why it matter.
Smart Contracts: The Essential Guide to Using Blockchain Smart Contracts for #Cryptocurrency Exchange
This book explains the fundamentals of Smart Contracts and how they work. The practical uses of Smart Contracts are enumerated in this book and you will also learn how you can make your own Smart Contracts in the Ethereum system. You will also get tips on how you can make your Smart Contacts easy to understand and user-friendly. This book also covers some of the myths surrounding smart contracts and the reasons why they exist.
Investing in Ethereum: The Essential Guide to Profiting from Cryptocurrencies
This book explains the reasons to invest in Ethereum and not just because of the potential ROI, but also the benefits of cryptocurrencies in themselves. The overall risks, obstacles, and major changes in Ethereum will also be addressed. There are over 1,000 cryptocurrencies that currently exist, it’s important to choose wisely and understand everything you can if you’re going to be putting real money into the blockchain.
FinTech: Financial Technology and Modern Finance in the 21st Century
This book will introduce you to the basics of FinTech and equip you with the knowledge to get on the cutting edge of age we live in today. It covers the impact of fintech on the global economy, the payment ecosystem, fintech solutions in the business-to-business sector, fintech and investing, and much more.
by Jacob William
The term “FinTech” is shrouded a mystery, even to more tech-savvy individuals. Since it’s such a new innovation, much about it, as well as where it’s heading is still unknown.
In FinTech: The Beginner&8217;s Guide To Financial Technology, Jacob William explains what FinTech is, why it matters to everyone, future predictions about it, possible dangers, and its origins and history.
This book will give you the information you seek in a digestible and easy-to-follow format. No prior knowledge of technical subjects is necessary because understandable examples are given throughout.
Learning more about something that is so prevalent in our society is undeniably beneficial whether you are a business owner, technology enthusiast, or just a curious layman.
by Richard Hayen
We’re in the middle of the FinTech revolution, and it’s a big one. Everything that we know about the world of finance is changing before us. Innovation is constantly happening. FinTech: The Impact and Influence of Financial Technology on Banking and the Finance Industry is going to help you get up to speed on all of the change that’s happened and the things that are important right now.
This book is going to teach you about several things, including the fintech sector and its impact on traditional banking, on the global economy, and on the world at large.
It will teach you about cryptocurrencies such as bitcoin, blockchain technology, #robo-advisors, peer-to-peer lending, crowdfunding, but also about the state of FinTech and where it is heading.
by Oscar Flynt
Blockchain: 4 Manuscripts—Blockchain, Fintech, Investing in Ethereum, and Smart Contracts combines four of Oscar Flynt’s books covering blockchain technology, fintech, Ethereum and smart contracts:
Blockchain: The Ultimate Guide to Understanding the Hidden Economy
Blockchains are changing everything from banking, shopping, peer-to-peer exchange, and our daily lives as a whole. Those who learn blockchain and how to utilize them will have a preemptive jump on their competition. You’ll discover how to use them, their shortcomings, all about smart contracts, and much more.
FinTech: Understanding Financial Technology and its Radical Disruption of Modern Finance
This book covers everything from future trading, online banking, conducting business, daily living, and much more. You’ll discover the exciting opportunities that await in the coming years and how you can capitalize on them.
Investing in Ethereum: The Ultimate Guide to Learning—and Profiting from—Cryptocurrencies
Ethereum is one of the most profitable and promising platforms to trade cryptocurrency on to date. In this book you’ll learn all about this amazing platform, how to trade on it, how set up smart contracts, and how to program the right software to use it.
Smart Contracts: How to use Blockchain Smart Contracts for Cryptocurrency Exchange
Smart contracts are speculated to lower legal disputes, re-structure banking and finance, and change the way people shop and make money forever. This book will teach you how to create them.
by John Waupsh
Community banking can flourish in the face of fintech and global competition with a fresh approach to strategy. Bankruption: How Community Banking Can Survive Fintech offers a survival guide for community banks and credit unions searching for relevance amidst immense global competition and fintech startups.
Author John Waupsh is the Chief Innovation Officer at Kasasa, where he helps spearhead financial product development and implementation across hundreds of institutions.
In this guide, he draws on more than a decade in the industry to #offer clear, practical advice for competing with the megabanks, direct banks, non-banks, and financial technology companies.
by Mark Jobs
FinTech, or financial technology, a financial technology service industry, is defined as “innovation in financial services” by National Digital Research Centre. With $ 138 billion market opportunity in the United States, FinTech has become a hot topic for entrepreneurs, visionaries and investors. However, with it&8217;s rapid growth, little in-depth information can be found regarding to FinTech, especially the relationship between FinTech and wealth management.
Fintech: Financial Technology Beginner Guide CherryTree Style aims at demystifying fintech, providing a comprehensive overview of the industry, the impact of fintech in different sectors, the leading fintech players, among other things.
by Tony Scott
Blockchain: Blueprint to Dissecting The Hidden Economy!- Smart Contracts, Bitcoin and Financial Technology provides informative and easy tips that will let you know everything you need to know about the hidden economy and how to capitalize on this amazing technology.
The book covers blockchain technology, smart contracts, fintech, among many other topics.
It breaks training down into easy-to-understand modules and starts from the very beginning of blockchain, so you can get great results – even as a beginner.
by Tolga Tavlas
Developing a digital banking presence is a daunting task, especially when you consider the financial resources and education needed to achieve telephone, online, mobile, and other digital banking capabilities.
Digital Banking Tips: Practical Ideas for Disruptors! 2nd Edition is a quick and easy read that provides you with tips that are simple to implement, and which will help you through the process.
Even if your company has been offering digital banking services, this book can help you build out that part of your business further by assisting with areas such as identifying users&8217; needs, increase usage, improve systems, multi-channel business needs, among other topics.
by Timothy Short
Blockchain: The Comprehensive Guide to Mastering the Hidden Economy provides you everything you need to know about blockchain technology including how it was created and where it is likely to be headed in the near future.
You will also learn how to tell if a blockchain distributed database can replace your current database as well as how to create one and common mistakes to avoid while doing so.
In this book, you will find:
by David Shrier (Author), Alex Pentland (Editor)
Financial technology innovation has exploded in the popular consciousness, and promises a radical transformation of the global financial services industry. Over US$ 20 billion is expected to be invested in fintech projects in 2016.
MIT Professor Alex Pentland is joined by fintech intrapreneur and educator David Shrier in curating an exploration of several major trends and technologies that are changing the face of financial services.
Co-authors include Deven Sharma, the former President of S&P, and Alex Lipton, the former head of quantitative analytics for Bank of America Merrill Lynch.
From blockchain to artificial intelligence, this series of articles helps the reader grapple with this exciting area of technology innovation.
by Seth Ramsey
Blockchain is a revolutionary technology that was created for bitcoin, but has since found a wide variety of other applications from ecommerce and retail, to securing health care records, to maintaining all kinds of important databases.
Chances are your life has already been impacted by a blockchain database. The influence of blockchain continue to grow exponentially in the coming years, leading some people to call it the greatest technological revolution since the internet.
Blockchain: Quick Start Guide to Understanding Blockchain, the Biggest Revolution in Financial Technology and Beyond Since the Internet provides a quick start to understanding how blockchain technology works. The book explores the opportunities and challenges related to distributed ledgers and what&8217;s to expect in the future for the technology.
by Luke Sutto
Fintech: Financial Technology &8211; 2 Manuscripts &8211; Bitcoin & Blockchain combines two books:
Bitcoin Trading &8211; A Complete Beginner&8217;s Guide
Bіtсоіn Trаdіng: A Beginner’s Guіdе to a Strategic Trading & Invеѕtіng offers іnѕіghtѕ into this vital subject mаttеr rеlаtіng to financial іndереndеnсе. Thіѕ book рrеѕеntѕ an exploration into thе іntrісаtе but profitable wоrld оf Bіtсоіn trаdіng thrоugh аn еxрlісіt аnаlуѕіѕ оf the nіttу-grіttу as wеll аѕ expounding on its mоduѕ operandi ѕо as tо bеttеr еduсаtе trаdеrѕ аnd investors аlіkе оn thе bеѕt роѕѕіblе wауѕ tо mіnіmіzе thеіr rіѕkѕ whіlе аt the same tіmе, rеwаrdѕ аrе bеіng mаxіmіzеd.
Blockchain &8211; A Complete Beginner&8217;s Guide
Bitcoins as a game changer have virtually set people&8217;s imagination into flight. Bitcoins are based on the blockchain technology. Increased exploration of the further uses of blockchain technologies have showed that there is immense promise in blockchain technologies.
The post 12 New Fintech Books To Offer This Christmas appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.
As part of a broader digital-first strategy, #Radius Bank partnered with #Gradifi, a Boston-based startup, to launch a new MasterCard debit card that will help members reduce #student #loans. The new debit card will be available in the fall, the company said this morning. Here’s how it works: costumers willRead More
Bank Innovation
#DeinAnlageberater.ch came to existence upon the assumption that people take decisions in an emotional fashion, often leading to bad results when it comes to investing.
By leveraging #technology, DeinAnlageberater.ch provides users with personalized #investment advisory services and recommendations for asset allocation at a much lower price #than traditional investment advisers.
Image via https://www.dein-anlageberater.ch/
First, DeinAnlageberater.ch asks you a number of questions to understand your current financial situation and learn more about your preferences regarding certain topics (asset classes, risk, etc.).
Image via https://www.dein-anlageberater.ch/
Then, the platform creates a personalized suggestion for investment based on your profile. These recommendations are very detailed and specific, making it easy for you to eventually transact the different components of the suggestion with your bank branch or online broker.
The process is fast and sleek, and the platform itself is well designed and user-friendly, making the overall user experience very good. New users get one free credit for an investment #advice.
DeinAnlageberater.ch doesn’t #offer bank accounts or brokerage services. It doesn&8217;t accept payments or kick-backs from product providers, and solely focuses on applying its algorithms to determine the best investment schemes for users. This way, there is no conflict of interest.
The company explains:
“If a financial advisor is paid by the product provider and not the client, he will naturally not put your interests first but those of the product provider. He then owes more to the bank which employs him than you. If he puts your interests above the interests of his employer, i.e., the bank, he risks his job.
&8220;Your interests and the interests of the bank are in conflict. This is why advice, free of such conflicts, can only be given by an independent institution which isn’t in the business of providing products and doesn’t run any checking or brokerage accounts.”
DeinAnlageberater.ch is typically used as a benchmark and basis for discussion with a financial advisor.
The platform makes money by charging between 2.43 CHF and 4.99 CHF per recommendation (depending on the plan you pick).
DeinAnlageberater.ch has the ability to offer such low prices because it doesn&8217;t &8220;own expensive offices or run costly advertising for prestige’s sake,&8221; and because it essentially uses digital communication channels to serve and advise multiple customers at the same time.
Headquartered in Altendorf, Switzerland, DeinAnlageberater.ch was founded by Simone Rebholz, a former banker with a background in capital markets and the mortgage business; and Dr. Claus Huber, a financial expert specialized in risk management and quantitative modeling of financial markets.
Watch DeinAnlageberater.ch&8217;s video presentation (in German):
The post DeinAnlageberater.ch Leverages Technology to Offer Investment Advice for Less Than 5 CHF appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.
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