Circle Execs: The DAO Proves Blockchains Require Trust
#Circle founders Jeremy Allaire and Sean Neville weigh in on The DAO, the decentralized autonomous organization that was exploited this week.
fintech techcrunch
#Circle founders Jeremy Allaire and Sean Neville weigh in on The DAO, the decentralized autonomous organization that was exploited this week.
fintech techcrunch
NEW ORLEANS — Banking apps are out. That’s the word out of Digital Banking 2016 here, where bankers outnumber entrepreneurs (but not vendors). The mobile banking app traces its roots to SMS banking back in 1999. Since 2012, it has been the fastest growing #technology in banking. But it comes withRead More
Bank Innovation
Seven #financial institutions have partnered to explore how #blockchain tech could benefit #small enterprises.
fintech techcrunch
An economic development firm owned by a #Finnish #city has been #awarded €2.4 #million to build #blockchain-powered smart #shipping containers.
fintech techcrunch
Clearing and #settlement leader #Euroclear has announced its first partnership with a #blockchain industry business.
fintech techcrunch
#Blockchain #startup Cryex is pushing back against reports it is seeking capital to stay afloat amid issues launching one of their core products.
CoinDesk
Die DeinAnlageberater.ch GmbH aus Altendorf/SZ berät seit Anfang des Jahres #Schweizer Privatkunden. Die Finanzierung des internationalen Wachstums wurde durch den erfolgreichen Abschluss der zweiten #Finanzierungsrunde sichergestellt. In den nächsten Tagen wird die deutsche Tochtergesellschaft des Schweizer #Robo-Advisors DeinAnlageberater.de auch in Deutschland online Kunden beraten. Die notwendige Erlaubnis liegt vor.
Unsere professionelle und effiziente Anlageberatung wird auch in anderen Ländern #erfolgreich sein“, sagt Dr. Claus Huber, Geschäftsführer der DeinAnlageberater.ch GmbH. Dadurch erhalten immer mehr Kunden Zugang zu einer professionellen Anlageberatung. Im Gegensatz zu Banken ist die Qualität und der Preis der Beratung nicht abhängig von der Grösse des Vermögens.
Als Anlagebausteine verwendet DeinAnlageberater.ch kostengünstige und steuereffiziente ETFs renommierter Anbieter. Verglichen mit einem Mischfonds bei einer Bank reduziert der Kunde die Kosten um durchschnittlich 75%. Durch den konsequenten Einsatz digitaler Medien spart der Kunde sehr viel Zeit: in weniger als zehn Minuten wird eine professionelle, transparente und kostengünstige Anlageempfehlung erstellt.
Über die Details und Konditionen der zweiten Finanzierungsrunde wurde Stillschweigen vereinbart.
Die DeinAnlageberater.ch GmbH ist ein Schweizer Robo-Advisor mit Sitz in Altendorf/SZ. Sie ist unabhängig von Banken und Produktanbieter. Mittels digitaler Medien wird eine zeitgemässe Anlageempfehlung auf dem aktuellen Stand der Technik und Wissenschaft erstellt. Die Dienstleistung steht den Kunden rund um die Uhr an jedem Tag der Woche zur Verfügung. Sie kostet maximal 5 CHF und dauert im Durchschnitt 6 Minuten. Der Kunde profitiert von Jahrzehnten Erfahrung der Verantwortlichen:
Dr. Claus Huber (Geschäftsführer CH und D) ist Experte im Risikomanagement und arbeitete u. A. in leitender Funktion bei der Bankgesellschaft Berlin, Deutschen Bank und Swiss Re.
Simone Rebholz (Geschäftsführerin CH) ist Expertin in Finanzierung und Anlageberatung und arbeitete u. A. in leitender Funktion bei einer regionalen Genossenschaftsbank und bei der DSL-Bank.
Hans-Georg Vetter (Geschäftsführer D) ist Experte in der Entwicklung, Handel und Vertrieb von komplexen Anlagelösungen und arbeitete u. A. in leitender Funktion bei der LBBW, Lehman Brothers, Banco Santander und Zürcher Kantonalbank.
The post Schweizer Pionier der digitalen Finanzberatung schliesst zweite Finanzierungsrunde erfolgreich ab appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.
Berlin-based startup #Number26 just raised a $ 40 #million Series B round led by Horizons Ventures. With 200,000 clients, Number26 wants to become a major consumer-facing bank in Europe providing all the services you’d expect from your bank. And this funding round is an important milestone in order to reach this goal. Read More
Working on Wall Street has always been a hazardous profession, especially for those in the front line of the business, the traders. Market risks, volatility, and uncertainties, are the stressors for traders and those allocating #capital and managing risk. This is the nature of the business, the #markets, whether currencies, stocks, bonds etc. This will…Read more #Regtech in Capital markets & #Investing![]()
Bank Innovation

IBM’s new Watson, Garage, and Design Studios in Singapore mark a radical departure for how IBM engages its clients. For those in IT this engagement model may be new, but as a former banker it feels very familiar, IBM built a #trading floor for #Fintech.

“ IBM has captured a trading floor’s sense of immediacy, focus on talent, and culture of collaboration“
Now let me immediately dispel any notions that IBM is buying and selling #technology like stocks and bonds, it isn’t. You won’t find traders on the phone selling software licenses or servers. What you will find is that IBM has captured a trading floor’s sense of immediacy, focus on talent, and culture of collaboration and put these traits to work for the benefit of its clients. It radically changes how product lines within IBM work with one another, and how we come together to work for our clients. It is immediate, doesn’t take “no” for an answer and is focused on results.
“ We’re not just playing a bigger game, I thinkwe’ve invented a new game.
Need an interface developer? There’s one in that corner. Could this software be used to capture a certain risk management function? Ask him, he’s an expert. There is simply no precedent for the immediate feedback and collaboration available in the studio and how it will help shape our progress when building something new. The new “trading floor” creates an environment where you are defined not by the limitations of your own knowledge, but by your ability to harness the imagination of the vast pool of talent around you. We’re not just playing a bigger game, I think we’ve invented a new game.

“ Our clients come in and sit with us..…and are free to reimagine their bank without limit “
So why is this a breakthrough for Fintech? Fintech isn’t a specific product or technology, it is discipline that borrows technology from anywhere it can to reimagine finance. The new trading floor makes this easier than ever. Our clients come in and sit with us on the trading floor and are free to reimagine their bank without limit. There are no traditional silos, or cubicle walls, nothing at all that would prevent a banker from talking to a social media expert, or the other way around. Its not about the technology that you know about, its about the technology that you didn’t know existed being brought to you by the people who work with it everyday.

“ All of my #banking clients, no matter how senior, now work in technology, they just don’t know it yet “
There is a paradigm shift underway in finance. All of my banking clients, no matter how senior, now work in technology; they just don’t know it yet. The convergence of finance and technology is so new, that many haven’t realized the full extent to which design thinking is reimagining the future of finance. What is already clear is that it’s the re-engineering of technology to serve finance that is driving the process. Cellphones weren’t made for banking, but with re-engineering do it very well. Our “fintech trading floor” is designed to speed the process of re-engineering and get bankers using the latest tech that IBM has to offer.

“you are defined not by the limitations of your own knowledge, but by your ability to harness the imagination of the vast pool of talent around you “
I feel that I’ve now come full circle in my career back to where I started. I have to confess that I’ve always missed the buzz and excitement of the trading floor. Its great to be back, and even greater to know that I’ll be playing a small part in helping to reimagine the future of banking.
IBM Watson Centre, Garage & Design Studio open in Singapore
[linkedinbadge URL=”https://www.linkedin.com/in/turrin” connections=”off” mode=”icon” liname=”Richard Turrin”] is Fintech evangelist transforming #banks and changing paradigms and this article was originally published on linkedin.
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