Alternative Underwriting Is Helping New Lenders Reach First-time Borrowers

New entrants in the lending field are using means — -backed loans to “social credit,” a measure of the strength of your social connections — to offer credit to the underbanked. Cryptocurrency HODLers and miners will soon be able to use their assets as collateral for fiat currency loans with┬áCereal, a Moscow-based lending platform [&;]
Bank Innovation