Card Testing By Fraudsters Is Up 200 Percent This Year
Since EMV chip cards have made point of sale fraud more difficult, e-commerce has seen a sharp increase in fraudulent activity.
Tom Groenfeldt – Financial Technology
Since EMV chip cards have made point of sale fraud more difficult, e-commerce has seen a sharp increase in fraudulent activity.
Tom Groenfeldt – Financial Technology
The strategy for the investment app #Stash is simple: onboard customers, teach them the basics, encourage them to invest. Once that’s covered, introduce them to more complicated #financial #products and big-ticket investing. Which is exactly what Stash is going to do at the end of #this #year. “Getting people toRead More
Bank Innovation
#Christmas is coming and if you are a #fintech junky, you might want to ask your friends, boss and relatives for one (or more) of the following fintech #books.
These books, which have all been released in the past six months, cover every aspect of fintech from digital payments, mobile #technology to #blockchain and Big Data.
For books that were released earlier, you can check #this article or have a look on our Fintech Book Page.
by Jeff Reed
Blockchain: Blockchain, Smart Contracts, Investing in Ethereum, FinTech by Jeff Reed combines four of his best-selling books, all covering blockchain technology and fintech. These are:
Blockchain: The Essential Guide to Understanding the Blockchain Revolution
Blockchain is far more than #Bitcoin technology, and even in its infancy, it is taking the world by storm, from major #banks to the U.S. Department of Defense. This book is a comprehensive guide to blockchain, helping you understand what it is and why it matter.
Smart Contracts: The Essential Guide to Using Blockchain Smart Contracts for #Cryptocurrency Exchange
This book explains the fundamentals of Smart Contracts and how they work. The practical uses of Smart Contracts are enumerated in this book and you will also learn how you can make your own Smart Contracts in the Ethereum system. You will also get tips on how you can make your Smart Contacts easy to understand and user-friendly. This book also covers some of the myths surrounding smart contracts and the reasons why they exist.
Investing in Ethereum: The Essential Guide to Profiting from Cryptocurrencies
This book explains the reasons to invest in Ethereum and not just because of the potential ROI, but also the benefits of cryptocurrencies in themselves. The overall risks, obstacles, and major changes in Ethereum will also be addressed. There are over 1,000 cryptocurrencies that currently exist, it’s important to choose wisely and understand everything you can if you’re going to be putting real money into the blockchain.
FinTech: Financial Technology and Modern Finance in the 21st Century
This book will introduce you to the basics of FinTech and equip you with the knowledge to get on the cutting edge of age we live in today. It covers the impact of fintech on the global economy, the payment ecosystem, fintech solutions in the business-to-business sector, fintech and investing, and much more.
by Jacob William
The term “FinTech” is shrouded a mystery, even to more tech-savvy individuals. Since it’s such a new innovation, much about it, as well as where it’s heading is still unknown.
In FinTech: The Beginner&8217;s Guide To Financial Technology, Jacob William explains what FinTech is, why it matters to everyone, future predictions about it, possible dangers, and its origins and history.
This book will give you the information you seek in a digestible and easy-to-follow format. No prior knowledge of technical subjects is necessary because understandable examples are given throughout.
Learning more about something that is so prevalent in our society is undeniably beneficial whether you are a business owner, technology enthusiast, or just a curious layman.
by Richard Hayen
We’re in the middle of the FinTech revolution, and it’s a big one. Everything that we know about the world of finance is changing before us. Innovation is constantly happening. FinTech: The Impact and Influence of Financial Technology on Banking and the Finance Industry is going to help you get up to speed on all of the change that’s happened and the things that are important right now.
This book is going to teach you about several things, including the fintech sector and its impact on traditional banking, on the global economy, and on the world at large.
It will teach you about cryptocurrencies such as bitcoin, blockchain technology, #robo-advisors, peer-to-peer lending, crowdfunding, but also about the state of FinTech and where it is heading.
by Oscar Flynt
Blockchain: 4 Manuscripts—Blockchain, Fintech, Investing in Ethereum, and Smart Contracts combines four of Oscar Flynt’s books covering blockchain technology, fintech, Ethereum and smart contracts:
Blockchain: The Ultimate Guide to Understanding the Hidden Economy
Blockchains are changing everything from banking, shopping, peer-to-peer exchange, and our daily lives as a whole. Those who learn blockchain and how to utilize them will have a preemptive jump on their competition. You’ll discover how to use them, their shortcomings, all about smart contracts, and much more.
FinTech: Understanding Financial Technology and its Radical Disruption of Modern Finance
This book covers everything from future trading, online banking, conducting business, daily living, and much more. You’ll discover the exciting opportunities that await in the coming years and how you can capitalize on them.
Investing in Ethereum: The Ultimate Guide to Learning—and Profiting from—Cryptocurrencies
Ethereum is one of the most profitable and promising platforms to trade cryptocurrency on to date. In this book you’ll learn all about this amazing platform, how to trade on it, how set up smart contracts, and how to program the right software to use it.
Smart Contracts: How to use Blockchain Smart Contracts for Cryptocurrency Exchange
Smart contracts are speculated to lower legal disputes, re-structure banking and finance, and change the way people shop and make money forever. This book will teach you how to create them.
by John Waupsh
Community banking can flourish in the face of fintech and global competition with a fresh approach to strategy. Bankruption: How Community Banking Can Survive Fintech offers a survival guide for community banks and credit unions searching for relevance amidst immense global competition and fintech startups.
Author John Waupsh is the Chief Innovation Officer at Kasasa, where he helps spearhead financial product development and implementation across hundreds of institutions.
In this guide, he draws on more than a decade in the industry to #offer clear, practical advice for competing with the megabanks, direct banks, non-banks, and financial technology companies.
by Mark Jobs
FinTech, or financial technology, a financial technology service industry, is defined as “innovation in financial services” by National Digital Research Centre. With $ 138 billion market opportunity in the United States, FinTech has become a hot topic for entrepreneurs, visionaries and investors. However, with it&8217;s rapid growth, little in-depth information can be found regarding to FinTech, especially the relationship between FinTech and wealth management.
Fintech: Financial Technology Beginner Guide CherryTree Style aims at demystifying fintech, providing a comprehensive overview of the industry, the impact of fintech in different sectors, the leading fintech players, among other things.
by Tony Scott
Blockchain: Blueprint to Dissecting The Hidden Economy!- Smart Contracts, Bitcoin and Financial Technology provides informative and easy tips that will let you know everything you need to know about the hidden economy and how to capitalize on this amazing technology.
The book covers blockchain technology, smart contracts, fintech, among many other topics.
It breaks training down into easy-to-understand modules and starts from the very beginning of blockchain, so you can get great results – even as a beginner.
by Tolga Tavlas
Developing a digital banking presence is a daunting task, especially when you consider the financial resources and education needed to achieve telephone, online, mobile, and other digital banking capabilities.
Digital Banking Tips: Practical Ideas for Disruptors! 2nd Edition is a quick and easy read that provides you with tips that are simple to implement, and which will help you through the process.
Even if your company has been offering digital banking services, this book can help you build out that part of your business further by assisting with areas such as identifying users&8217; needs, increase usage, improve systems, multi-channel business needs, among other topics.
by Timothy Short
Blockchain: The Comprehensive Guide to Mastering the Hidden Economy provides you everything you need to know about blockchain technology including how it was created and where it is likely to be headed in the near future.
You will also learn how to tell if a blockchain distributed database can replace your current database as well as how to create one and common mistakes to avoid while doing so.
In this book, you will find:
by David Shrier (Author), Alex Pentland (Editor)
Financial technology innovation has exploded in the popular consciousness, and promises a radical transformation of the global financial services industry. Over US$ 20 billion is expected to be invested in fintech projects in 2016.
MIT Professor Alex Pentland is joined by fintech intrapreneur and educator David Shrier in curating an exploration of several major trends and technologies that are changing the face of financial services.
Co-authors include Deven Sharma, the former President of S&P, and Alex Lipton, the former head of quantitative analytics for Bank of America Merrill Lynch.
From blockchain to artificial intelligence, this series of articles helps the reader grapple with this exciting area of technology innovation.
by Seth Ramsey
Blockchain is a revolutionary technology that was created for bitcoin, but has since found a wide variety of other applications from ecommerce and retail, to securing health care records, to maintaining all kinds of important databases.
Chances are your life has already been impacted by a blockchain database. The influence of blockchain continue to grow exponentially in the coming years, leading some people to call it the greatest technological revolution since the internet.
Blockchain: Quick Start Guide to Understanding Blockchain, the Biggest Revolution in Financial Technology and Beyond Since the Internet provides a quick start to understanding how blockchain technology works. The book explores the opportunities and challenges related to distributed ledgers and what&8217;s to expect in the future for the technology.
by Luke Sutto
Fintech: Financial Technology &8211; 2 Manuscripts &8211; Bitcoin & Blockchain combines two books:
Bitcoin Trading &8211; A Complete Beginner&8217;s Guide
Bіtсоіn Trаdіng: A Beginner’s Guіdе to a Strategic Trading & Invеѕtіng offers іnѕіghtѕ into this vital subject mаttеr rеlаtіng to financial іndереndеnсе. Thіѕ book рrеѕеntѕ an exploration into thе іntrісаtе but profitable wоrld оf Bіtсоіn trаdіng thrоugh аn еxрlісіt аnаlуѕіѕ оf the nіttу-grіttу as wеll аѕ expounding on its mоduѕ operandi ѕо as tо bеttеr еduсаtе trаdеrѕ аnd investors аlіkе оn thе bеѕt роѕѕіblе wауѕ tо mіnіmіzе thеіr rіѕkѕ whіlе аt the same tіmе, rеwаrdѕ аrе bеіng mаxіmіzеd.
Blockchain &8211; A Complete Beginner&8217;s Guide
Bitcoins as a game changer have virtually set people&8217;s imagination into flight. Bitcoins are based on the blockchain technology. Increased exploration of the further uses of blockchain technologies have showed that there is immense promise in blockchain technologies.
The post 12 New Fintech Books To Offer This Christmas appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.
It’s a rough year to be an #Android fan: a new #banking Trojan has infected over 200,000 Android devices over the last month, by influencing or pushing users to enter their online or banking credentials into a screen overlaid onto the open app. The Android Trojan is targeting a collectionRead More
Bank Innovation
For #fintech, millennial consumers are–let’s go with challenging&8211;according to the huge quantities of rigorous data collected on them. That might be for three main reasons: They don’t trust #banks or credit lenders (at all), it’s hard to predict what they’ll like in a financial service provider — and what they’llRead More
Bank Innovation
Nearly two months after the Brexit vote, #London now has a new prime minister, a new government and a new outlook. The capital, the British economy, the rise of UK’s #fintech industry, and by extension all other aspects of financial services in Europe have been undergoing and adapting to these new tremendous changes.
Many people are wondering if London will lose its title “the fintech capital of Europe”. For now, London’s fintech scene seems to remain strong and promising. Many fintech #events are set to take place in London for the rest of 2016. With these fintech events in London, the capital still keeps its position as a strong fintech hub in the region.
Take a look at the outstanding fintech events in London #this #fall below:
Special Offer: 10% Off with code &8220;FTN10&8220;. Register NOW
This One Day deep dive congress in London will bring together traditional Financial Services firms and the hottest emerging FinTechs from across the globe to plot the future of #Robo Advice and wealth management. Featuring discussions on target demographics, technological advances and platform differentiation, along with the opportunity to learn from translational case studies; the congress will highlight the opportunities Robo Advisors can present while addressing the challenges surrounding its optimisation and practical implementation. For more information, visit http://www.roboadvisorcongress.com
The focus on global expansion and foreign investment makes Global Expansion Summit the ideal event platform for much needed discussion on the impact of Brexit on inward investment into the UK and FDI around the world. The event is extremely well timed and the audience and conference content particularly pertinent.
In recognition of this, we are re-branding the show to Brexit & Global Expansion Summit. Our focus on ICT, BPO & Financial Services as well as the underlying theme of global expansion and digital transformation are still the essence of our event. However, we will be adding some Brexit focused content to the conference.
Special Offer: 15% Off with code &8220;FNS16VIP&8220;. Register NOW
Where platforms and investors come to learn, network and do business. The 3rd annual LendIt Europe conference and expo will take place at the InterContinental London – O2. This year’s event will bring together more than 1,000 industry leaders and include the region&8217;s largest online lending expo with more than 2,500 square metres of exhibition space.
Special Offer: 10% Off with code &8220;FTN10&8220;. Register NOW
The European RegTech Congress will provide a platform for the discussions really needed to move the space forward. With a dedicated track to exploring the realities of Regtech adoption, how to harmonise wide ranging platforms and the standards the #technology needs to meet. Our practical ‘RegTech in Action’ track featuring dedicated seminars on topics such as the impact the move to Mifid II will have and how RegTech can manage Post-Brexit uncertainty. For more information, visit http://www.regtechevent.com
Special Offer: 15% Off with code &8220;FNS16VIP&8220;. Register NOW
The focus on global expansion and foreign investment makes Global Expansion Summit the ideal event platform for much needed discussion on the impact of Brexit on inward investment into the UK and FDI around the world. The event is extremely well timed and the audience and conference content particularly pertinent.
In recognition of this, we are re-branding the show to Brexit & Global Expansion Summit. Our focus on ICT, BPO & Financial Services as well as the underlying theme of global expansion and digital transformation are still the essence of our event. However, we will be adding some Brexit focused content to the conference.
The post Top 5 London Fintech Events To Attend This Fall appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.
A major theme that we track on Daily #Fintech is the “programmable bank”, how innovation is enabled by APIs that abstract complex layers of utility services so that innovators can focus on “rebundling” (creating new UX based on integrating unbundled best of breed services). We are also big believers inRead More
Bank Innovation
#MasterCard announced that it will #bring its #Swiss #customers and cardholders #Apple Pay, which is transforming mobile payments with an easy, secure and private way to pay that’s fast and convenient.
Apple Pay allows MasterCard cardholders to use their cards where and how they want with a seamless payment experience. For consumers and merchants alike, that means that every purchase made with Apple Pay will offer the security, benefits and guarantees of any MasterCard transaction. MasterCard is working with several #banks and card issuers to enable cardholders to use their MasterCard credit or prepaid cards with Apple Pay.
Security and privacy is at the core of Apple Pay. When you use a credit or prepaid card with Apple Pay, the actual card numbers are neither transferred to Apple, nor stored on the device or on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on your device. Each transaction is authorized with a one-time unique dynamic security code.
‘Apple Pay allows consumer to pay easily and securely, wherever contactless MasterCard cards are accepted at POS or Apple Pay is accepted for in app payments, be it in Switzerland or across the globe,&8217; said Guido Mueller, Country Manager Switzerland. &8216;MasterCard was the first in the world to offer contactless and mobile payment solutions, and the Swiss are rapidly adopting #this well-established global standard for convenient, secure payment with a tap. In Switzerland, at more than 100,000 locations including Migros, Coop or Kiosks, more than 3 million contactless purchases are made every month, up 100% compared to the previous year[1] .
With this clear shift in payment preferences, we are excited that MasterCard cardholders will soon be able to make payments in store or in app with Apple Pay, knowing that every purchase brings the unrivaled ease and security of NFC payments to mobile payments, together with all the same guarantees and benefits they&8217;ve come to expect from using their MasterCard.&8217;
Apple Pay is easy to set up and users will continue to receive all of the rewards and benefits offered by their card of choice. In participating stores, Apple Pay works with iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE and Apple Watch. Online shopping in apps accepting Apple Pay is simple, without needing to repeatedly fill out lengthy account forms or type in shipping and billing information. When paying for goods and services within apps, Apple Pay is compatible with iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE, iPad Air 2, iPad mini 3, iPad mini 4 and iPad Pro.
For more information on Apple Pay, visit here
The post MasterCard Will Bring Apple Pay To Swiss Customers This Summer appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.
#Canada‘s central #bank says that its ‘CAD-coin’ project isn’t intended for use as an actual interbank payment system, but merely as a #test.
fintech techcrunch
The 4 #fintech #events in #Europe below that you should not miss will celebrate the innovation and disruption in finance. All areas of financial innovation are showcased and the hottest and most innovative & disruptive startups and companies in the area will present. International and national experts share insights and experiences. Find your next great experience in fintech #this #June & #July
#Blockchain Amsterdam 2016
June 9th, Amsterdam
We’re in the early stages of a mass transformation in industry, the third phase of the information age. The first phase saw the introduction of computers, in the second phase they became interconnected and gave rise to the digital economy. The third phase is now among us. Computers and digital #technology are now ubiquitous, we have more data than we know what to do with and we’re redefining sectors that seemed untouchable for decades.
We are in the age of realignment and that’s where we find Blockchain technology. A distributed ledger, born from clever mathematics and a desire to transact anonymously while maintaining trust on both sides of the exchange. The world is starting to wake up to the vast number applications for such technology. The internet changed the world in 20 years. Blockchain will do it in 10. Welcome to year one. Welcome to Blockchain Amsterdam.
>> Sign up now with code FTSW to get 20% discount!
FinCoder 2016
June 20th, London, UK
The organisers of London Fintech Week bring you the 2nd Annual Fincoder, a conference tailored especially for Fintech technologist, developers and coders. Fintech developers are changing the face of the financial services industry. Hear from some of the brightest developers and technical leads from large financial services firms and fast-growing start-ups. Learn what it takes to work with large financial services firms and what investors look for in emerging financial technology. Discover new opportunities, ways to tackle challenges and the latest trends in financial services technology. From enterprise to start-up and everything in between, 140 attendee will join together at Aviva’s Digital Garage in Hoxton on June 20th 2016. This event is part of London Tech Week.
June 28th, Zurich, Switzerland
Money-Tech features 20 international digital payment and finance technology company pitches and offers 1on1 meetings.
Innovations presented will include digital currencies, mobile banking, peer-to-peer financing (crowdlending, crowdfunding), crypto finance, new trends insurance tech, #robo advisors, among many others.
Speakers will include academics and executives from fintech startups and financial services firm including Roland Berger, Ascribe, the Ethereum Foundation, Nexussquared, Wikifolio, Crowdhouse and more.
>> Sign up now with code fintech16 to get 15% discount!
London Fintech Week 2016
July 15th-22nd, London, UK
Fintech Week is a series of conferences, workshops, hackathons, meetups and parties. Each day we focus on a different topic. We always ensure that there is plenty of time for networking and meeting other innovators. In 2014, we successfully organised London’s first Fintech Week. In 2015 we scaled up and attracted delegates from across the globe, got some of the brightest minds in financial services on our stage and ran a Blockchain Hackathon in Canary Wharf.
The main conference/exhibition takes place at the Grange Tower Bridge Hotel, but other events take place across the City of London, Canary Wharf and “Tech City.” In 2016 we’re going bigger.
Fintech Week 2016 aims to unite the world of Fintech in the world’s financial capital – London of UK. Series of events will help to enhance the dialog between established multi-nationals, innovation firms, disruptive start-ups, governments, media and investors. You will be inspired, learn something, meet new clients, partners, developers, investors and find value for your business.
>> Sign up now with code FTSW to get 15% discount! Limited offer.
The post 4 Notable Fintech Events in Europe this June &038; July appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.
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