Bankers Undecided — Are Fintechs Friend Or Foe?
Financial services firms fear a big hit from #fintech firms but are also looking for ways to partner with some.
Financial Technology
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Midsize Banks Need To Have Technology Innovation to Stay Relevant
#Banks #need to update their legacy systems and modernize their #technology, no surprise there. But just how many operational leaders at banks think their institution’s survival depends on it? That would be 79% of operations leaders in North America banks, according to a recent report by Accenture. That’s four out of five banks. The report […]
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Analytical Tools Are Embedding In Business Applications
Rather than shuffle data from analytics to line of business apps, the analytics are getting integrated into the apps.
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Spain’s CaixaBank Launches Mobile App To Meet Millennial Expectations
Celent named #CaixaBank bank of the year for its foray into an all-digital bank which aims to offer experience rivaling Facebook and Amazon.
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Bots Are Coming To Restaurants And Financial Services
#Bots are #coming to retail and #financial #services, although the early examples may be a bit underwhelming.
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Real-Time Payments Incubator Lets Banks Get Started Without Big Investment
Real-time #payments depends on network effects — if a large corporate bank is real-time but his supplier’s isn’t, the process still goes slowly. FIS and TCH are piloting an #incubator to begin testing.
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China Leads On Mobile Wallets — Will Others Follow?
#Mobile #wallets, which are proving popular in #China, are less popular in the U.S. where consumers don’t find them more convenient that credit or debit cards.
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Analyze This! Sophisticated Analytics For Credit Unions
#Credit #unions are under pressure to become more digital. CUNA is now partnering with Microsoft to provide #sophisticated #analytics to credit unions.
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Poor Find Bank Fees Onerous, Pawn Shops A Source OF Short-Term Funds
Overdraft #fees and checking account minimums discourage the #poor from using #banks; #pawn #shops are an alternative to payday lenders.
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Taming The High Costs Of Compliance With Tech
Financial firms are beginning to apply #tech to regulation — the only cost-effective way to cope with the massive number of new rules.
Financial Technology
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