The #signature has distinguished origins as a means to authenticate identity, but it’s clear its day has long passed. (Just look at the illegible smudge your finger makes on your cabbie&8217;s phone to pay for your ride.) Many consumers report that they have signed with smiley faces for years. But the card networks seem to […]
Bank Innovation
According to mobile analytics firm Flurry, overall mobile app usage grew 11% year-over-year, with the time spent on mobile business and #finance apps growing 43%. #Gaming apps, meanwhile, experienced a decline in usage—strange for the year that spawned the goliath Pokémon Go—with time-spent down by 4%. According to the data,Read More
Bank Innovation
Image source The transition to Chip and PIN #credit cards in America currently looks like just a big conversion cost – good for vendors and consultants and a big extra cost and time suck for everybody else. However, below the surface something bigger is brewing. Chip on plastic is incrementalRead More
Bank Innovation
Image source VCs love to invest in #technology and business models that disrupt the old established way of doing things. The irony that VC is now an old established way of doing things has not been lost on many people and the disruption of VC has been much forecast forRead More
Bank Innovation
Whatever happened to the “Buy with #Facebook” button? Back in 2014, Stripe confirmed that it was working with Facebook on a &8220;Buy&8221; button for the social media giant. From Recode: Facebook first began testing a “Buy” button within the News Feed in July [2014], and payments startup Stripe has been taskedRead More
Bank Innovation
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