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  • user 3:35 am on September 7, 2016 Permalink | Reply
    Tags: bitcoin, , , , , , , sollte   

    10 Deutsche Bitcoin Blogs die man kennen sollte 

    Bei , was sich aus den Begriffen „Bit“ (kleinste Speichereinheit am Computer) und „Coin“ (Münze) zusammensetzt, handelt es sich um eine digitale Währung die elektronisch geschaffen und verwahrt wird. Diese Bitcoins lassen sich an speziellen Börsen kaufen und können verwendet werden, um Online-Zahlungen zu leisten und damit physische Produkte zu erwerben.

    Die wichtigste Eigenschaft des Bitcoin ist jedoch, dass er dezentralisiert ist. Das bedeutet, dass anders als im herkömmlichen Bankverkehr hier keine zentrale Abwicklungsstelle benötigt wird.

    Für all diejenigen, die noch nie etwas über Bitcoins gehört haben oder diejenigen die ihr Wissen über Bitcoins erweitern möchten beziehungsweise rundum up-to-date sein wollen, werden im Folgenden 10 lesenswerte deutschsprachige Bitcoin vorgestellt:

    The Coinspondent | https://coinspondent.de/

    coinspondent

    The Coinspondent ist ein Rechercheblog über Bitcoin und die zugrundeliegende -Technologie. Dabei befasst sich The Coinspondent mit den aktuellen und hintergründigen wirtschaftlichen, technischen und gesellschaftspolitischen Veränderungen bezüglich Bitcoins.

    Coinwelthttp://coinwelt.de/

    coinwelt

    Coinwelt ist ein deutschsprachiger Bitcoin Blog, der neben der digitalen Währung Bitcoin, auch über andere Währungen wie beispielsweise Ether, Litecoin und Dogecoin berichtet. Auf Coinwelt finden interessierte Leser Informationen über das Potenzial als auch über die Risiken, die diese digitalen Währungen mit sich bringen.

    BTC Echo | https://www.btc-echo.de/

    btc-echo

    BTC Echo versorgt Leser tagesaktuell mit allen relevanten News und gibt einen schnellen und umfassenden Überblick über internationale Geschehnisse auf dem gesamten digitalen Währungsmarkt.

    Bitcoin Bloghttps://bitcoinblog.de/

    bitcoinblog

    Der Bitcoin Blog, geleitet von Christoph Bergmann und finanziell unterstützt von Bitcoin.de, wurde 2015 mit dem finanzblog award (Publikumspreis) ausgezeichnet und ist somit unangefochten auf Platz 1 in Deutschland. Auf diesem Blog lassen sich detaillierte Grundlagenartikel über Bitcoin und ausführliche Reportagen finden. Zudem finden sich dort Artikel von renommierten Gastautoren.

    Bitcoinnews CH | http://www.bitcoinnews.ch

    Bitcoinnews CH

    Auf Bitcoinnews Schweiz können Leser neben den allgemeinen Grundlagen über Bitcoins, speziell Informationen und News bezogen auf die Schweiz lesen. Darüber hinaus findet man auf Bitcoinnews CH auch Bitcoin Bücher Empfehlungen und kann bei Interesse über den Blog an Bitcoin Einführungen, Seminaren und Workshops teilnehmen.

    BitcoinBloggerhttp://bitcoinblogger.de/

    BitcoinBlogger

    Dieser deutschsprachige Blog befasst sich mit den aktuellen Entwicklungen in der Bitcoin Community, interessanten Geschäftsmodellen und verschiedenen Anwendungsfällen, sowie Informationen über technische Hintergründe.

    Bitcoin Live | https://bitcoin-live.de/

    Bildschirmfoto 2016-09-05 um 18.34.25

    Das oberste Ziel von Bitcoin Live ist es, den interessierten Lesern einen schnellen Gesamtüberblick der nationalen als auch internationalen Geschehnisse aus dem Bereich der Kryptowährungen zu verschaffen. Realisiert wird dies durch den Newsticker, den es auf Deutsch und auch auf Englisch gibt sowie durch die Content-Kuration verschiedener Blogs.

    BTC Germany | https://btcgermany.de/

    Bildschirmfoto 2016-09-05 um 18.35.15

    Auf BTC Germany erhalten Leser die wichtigsten Neuigkeiten aus aller Welt zu den verschiedenen Themen Bitcoin, Altcoin, Mining, Börsen, Wallets, Handel, Marktkapitalisierung und allgemein .

    Altcoin Spekulant | https://altcoinspekulant.wordpress.com/

    Bildschirmfoto 2016-09-05 um 18.36.03

    Altcoin Spekulant ist ein deutscher Blog, der sich schwerpunktmässig um Investitionen in Altcoins beschäftigt. Dieser Blog stellt dabei eher die Investmentperspektive in den Vordergrund und weniger das Minen oder technische Detailfragen.

    Coin-bloghttp://www.coin-blog.de/

    coin-blog.de

    Coin-blog ist ein Blog, welcher insbesondere Networkern (MLM), Vertrieblern, Sparern und Selbstständigen gewidmet ist. Das Wissen, das zum Teil auf Network-, Attraction- und Onlinemarketing basiert und auf diesem Blog vermittelt wird, soll helfen mehr Leads, Kunden, Teampartner und finanzielle Freiheit zu erreichen.

    The post 10 Deutsche Bitcoin Blogs die man kennen sollte appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 3:35 pm on September 6, 2016 Permalink | Reply
    Tags: anmelden, bitcoin, , , , , , , , , Tickets   

    Win 3 Tickets for The Swiss Crypto Finance 2.0 Conference 

    The generates a lot of headlines – positive and negative ones. At our we are discussing the the long-term capabilities of digital currencies and their impact.

    , the behind it, is arguably the most disruptive and the important discoveries of our age. But is Blockchain ready to go mainstream? How can this technology improve existing processes? What are the most interesting use cases and what are the impacts on other industries?

    On September 13, 2016, leading experts are going to talk about these topics at Kunsthaus Zurich.

    FREE PASSES
    Win a FREE-pass to attend &;16 by sending email to [email protected] with your full name.

    THREE lucky emails will be chosen and announce (via email) as winners on this Thursday, September 08

    EMAIL NOW BUTTON

    If you miss this give-away, News readers are offered 25% OFF when registering with code &;FinTech&8220;

    crypto finance 2.0

    SPEAKERS

    Rik Willard Agentic Group Founder & Managing Director

    Rik Willard
    Agentic Group
    Founder & Managing Director

     

    Rik Willard is the Founder of Agentic Group, a global consortium of Blockchain and related companies in the US, France and the UK. He is the former co-founder and CEO of MintCombine, the world&8217;s first digital currency and blockchain think-tank that worked with CEOs around the world to map the use of blockchains and meta-assets in many major business sectors. He is one of AlleyWatch magazine&8217;s &8220;14 NYC People in Bitcoin You Must Know&; and is featured on CNN and CNBC, with speaking engagements at Harvard Business School Club, Kaufmann Institute, Dow Jones Speaker Series and more.

     

     

    Lucas Betschart

    Lucas Betschart Blockchain Source Co-Founder

     

     

    Lucas Betschart is the founder of Blockchain Source, a consulting company focusing on applying Blockchain technologies in the real world. Being involved in Bitcoin since the early days he has a deep understanding of decentralized systems, cryptography and the technologies available today, to build or integrate with.
    He is the founder and organizer of the Blockchain Meetup Zurich group, which connects and educates startups, corporates and enthusiasts and president of the Bitcoin Association Switzerland.

     

     

    Fabio Federici

    Fabio Federici
    Skry
    Co-Founder & CEO

     

     

    Fabio initially founded Skry (formerly Coinalytics), based in Palo Alto, in 2014. Prior to founding Skry Fabio was enrolled at the Lucerne University of Applied Sciences and Art in Switzerland, pursuing a Master in Business Administration. One semester into the program Fabio got handed the opportunity to take Skry and join the acclaimed 500 Startups accelerator program in Mountain View, California.

     

     

    Finance 2.0 Insurtech '16

    Save-the-Date: 1st InsurTech Conference is going to take place on November 1, 2016 (Kunsthaus Zurich). Get 20% off when registering with Code &8220;FinTech-Insur&8220;

    The post Win 3 Tickets for The Swiss Crypto Finance 2.0 Conference appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 3:36 pm on September 5, 2016 Permalink | Reply
    Tags: , bitcoin, , , , , , ,   

    FinTech DACH News Rückblick der Woche 35 

    Fintech.Li präsentiert hier wöchentlich die wichtigsten rund um in der Schweiz, Liechtenstein, Deutschland und Österreich.

    Fintech DACH Top News

    Haftpflicht Helden

    Haftpflicht Helden – ein dreiminütiger InsurTech-Quickie
    &;In der Praxis gibt es zurzeit kein vergleichbares Angebot im Markt. Unseren Vorsprung in Sachen Technik und Produktentwicklung wollen wir noch weiter ausbauen&;, sagt Florian Knörrich von Haftpflicht Helden. Die App ist komplett auf Haftpflichtversicherungen ausgerichtet. Mehr erfahren

     

     

    alwin meyerIn der Schweiz werden sich zwei Sorten von Fintechs etablieren
    Die Direct-Lending-Firma Swisspeers startete im August 2015. Das Interesse an massgeschneiderten Unternehmenskrediten steigt, wie Co-Gründer Alwin Meyer im Interview feststellt. Mehr erfahren

     

     


    wer-in-eine-filiale-derBanken kämpfen um die Hoheit über ihre Kundendaten

    Alle Finanzen in einer App zu überblicken, ist für viele Bankkunden reizvoll. Für die Anbieter solcher Programme auch. Nun machen es erste Banken den Fintechs nach. Mehr erfahren

     

     


    FINMA - FinTech-RegulierungSchweizer FINTECH-Regulierungs Roundtable

    Herausforderungen von FinTech Unternehmen eine Anhörung der Behörden. Am Mittwoch, 24. August haben sich Mitglieder der FINMA, EFD, SIF und SECO mit den unterschiedlichsten FinTech-Unternehmern auf Organisation und Einladung der Swiss Finance + Association im Prime Tower in Zürich zum Thema FinTech Regulierung getroffen. Mehr erfahren

     

    IF6-Smartphone-querRegelbasierte Kundenan­sprache bei den Sparkassen: Neuigkeiten & Erweiterungen für die Internet‑Filiale 6
    Früher war alles besser? Mitnichten – aber manches war vorhersehbarer. Bei Fragen rund ums Geld ging der Kunde in die Filiale. Und heute? Kunden haben längst Online-Banking für sich entdeckt. Mehr erfahren

     
    UntitledFintech Made in Switzerland
    Im Fintech-Bereich läuft inzwischen viel in der Schweiz. Vielleicht fast zu viel – oder die Aktivitäten sind zu wenig koordiniert. Mit diversen Gesprächen mit Finanzexperten möchte der Autor Manuel Stagers das Fintech-Ökosystem beschreiben: Fintech made in Switzerland. Mehr erfahren

     

     

    urs ruegsegger

    Wir können eine Superbank bauen

    Sergio Ermottis Idee einer Superbank, einer kooperativen Plattform zur Senkung der Kosten, ist nicht neu. SIX-Chef Urs Rüegsegger verfolgt sie schon lange und sagt: «Wir können das.». Mehr erfahren

     

     

    FinTech-VerbändenLicht ins Dunkel des FinTech-Verband-Dschungel

    Menschen die in ähnlichen oder gar denselben Geschäftsfelder tätig sind, versuchen sich früher oder später zu Interessengruppen, Gilden oder auch Verbänden zu formieren. Obwohl man vielleicht in direkter oder indirekter Weise in Konkurrenz zueinander steht überwiegen die Vorteile einer gemeinsamen Organisation bzw. einer gemeinsamen Stimme in den meisten Fällen. Denn ein solcher Zusammenschluss eignet sich hervorragend für den gemeinsamen Erfahrungsaustausch oder auch, um politisch gemeinsam eine hörbarere Stimme zu haben als jede Person bzw. Unternehmen für sich alleine. Auch in der aktuellen FinTech-Welt ist das nicht anders. Mehr erfahren


    credit suisse

    Credit Suisse innoviert die IBAN

    Die Credit Suisse wartet mit einer Weltneuheit auf: Die IBAN wird persönlich. Die Idee stammt von Mitarbeitern der Grossbank. Mehr erfahren

     

     

    neugier.yomo.deDigitalisierung ist für Sparkassen eine neue Chance – YOMO ist ein Beispiel dafür

    Georg Fahrenschon, Präsident des Deutschen Sparkassen- und Giroverbandes, stellte auf der heutigen Handelsblatt-Jahrestagung “Banken im Umbruch” fünf Thesen in den Raum – eine davon zur Digitalisierung fanden wir so interessant, das wir Ihnen den Redeausschnitt im Original weitergeben möchten. Unter anderem geht es um YOMO, P2P-Payment in der Sparkassen-App und den neuen Antritt in Puncto Geschwindigkeit. Mehr erfahren

    lombard odier hauptsitz

    Lombard Odier wächst dank Fintech

    Die Genfer Privatbank Lombard Odier hat im ersten Semester 2016 einen tieferen Gewinn erzielt als vor Jahresfrist. Die Kundengelder flossen verhalten, dafür boomte das Geschäft mit Fintech-Dienstleistungen. Mehr erfahren

     

     

    Axel_WeberWarum UBS-Präsident Axel Weber auf die Fitness-Branche schaut

    Wenn sich die Banken der Digitalisierung verweigern, verlieren sie ihre Kunden. Darum sollten sich die Finanzhäuser ein Beispiel an anderen Branchen nehmen, mahnt UBS-Präsident Axel Weber. Mehr erfahren

     

     

    2-format2101Deutschlands Nummer Zwei verpasst sich eine Digitalkur 

    Im Juni hat Michael Mandel Großes angekündigt: Die Commerzbank werde zur Multikanalbank, so der Privatkundenvorstand. Die hauseigene Design Thinking-Agentur Neugelb soll die Commerzbank zum Fintech machen. Mehr erfahren

     

     

    / News

    Dirk Elsner

     

    Blockchain &; vom Hype zur Ernüchterung
    Macht die Blockchain die Welt zu einem besseren Ort? Wahrscheinlich ist das nicht. Von Dirk Elsner. Mehr erfahren

     


    Blockchain and Bitcoin Industry in Switzerland

    Switzerland Opens up to Blockchain Tech
    Appetite for blockchain technology is growing worldwide as venture capital investment in Bitcoin and blockchain startups exceeds US$ 1.1 billion and major financial institutions begin trialing the technology for varied applications. Mehr erfahren

     

    fractals-1331793_1920-768x432

    Blockchain-Technologie für Banken und Fintechs: Mehr als Bitcoin!

    Blockchain ist nicht nur die Basis der Krypto-Währung Bitcoin. Blockchain ist weit mehr: Mit dieser Kombination aus Prozess und Technologie können Dinge jeder Art schnell und risikoarm gehandelt werden. Die Finanzdienstleistungsbranche erkennt bereits den disruptiven Charakter von Blockchain. Große und kleine Unternehmen experimentieren bereits mit den Möglichkeiten der Blockchain-Technologie, um ihre Wertschöpfungskette neu zu definieren. Mehr erfahren


    Blockchain-–-what’s-in-it-for-insurance-810x405

    Blockchain – what’s in it for insurance?
    Insurers must look past the gloss and hype from other areas of finance adopting blockchain technology, and consider the real benefits and drawbacks of implementing these systems, says Thomas McCourtie. Mehr erfahren

     


    how-can-i-buy-bitcoins-630x382Weltwirtschaftsforum mit streitbarer &8220;Staats-Bitcoin&8221;-These

    Das Weltwirtschaftsforum beschäftigt sich schon seit einiger Zeit mit Bitcoin und stellt dabei durchaus die richtigen Fragen. Wie zum Beispiel in diesem Video über die Blockchain. Mehr erfahren

     

     

     

    ÜBERSICHTEN / INFOGRAFIKEN / STUDIEN

    voting-1024x587Charted: Blockchain use in governments
    Blockchain has offered foolproof ways to secure services. The digital ledger records live transactions across a distributed network of computers. Records, once logged, are irreversible as any change will first have to be verified across the network.. Mehr erfahren

     

     

    fintech unicorns

    27 Most Valued World Fintech Unicorns

    Business Insider Singapore, CBInsights, Funderbeam, and Crunchbase together have created the world’s fintech unicorns – fintech start-ups valued at over $ 1 billion. Mehr erfahren

     

     

    swiss fintech startups13 Fintech Startups from Switzerland You Need to Know About in 2016

    Since coming under scrutiny for its longstanding privacy protections—a tradition that made Switzerland into a leading global financial center—the economy hasn’t had quite the boost it used to have from the industry. These top 13 Swiss Fintech startups are set to reinvigorate the region’s banking and finance space in 2016 with their innovative offerings. Mehr erfahren

     

    1021143790_financial-services41 International FinTech Accelerators & Incubators Nurturing the Future of the Financial Services Industry

    As the FinTech ecosystem grows in complexity and enrichment with technological advancements, and corporations rush to seize the opportunity to harvest the best solutions available. Innovation hunters have been looking for opportunities in different ways, one of which is to set an accelerator/incubator, innovation lab or some sort of a startup program. Let’s look at some of the interesting FinTech-focused programs operating around the world. Mehr erfahren

     

    Cover_Kosten-der-KreditkarteHändlerkosten von Kreditkartenzahlungen im Online-Handel gehen um bis zu 60 Prozent zurück

    Die seit Dezember 2015 in Kraft getretene Regulierung der Interbankenentgelte für kartengebundene Zahlungsvorgänge (sogenannte „MIF-Verordnung“; MIF = Multilateral Interchange Fee) begrenzt die Entgelte für Issuer bei Kreditkartenzahlungen. Dadurch ergeben sich für Händler deutlich geringere direkte Kosten für die Akzeptanz von Kreditkarten. Mehr erfahren

     

    hanoi fintech startups6 Fintech Startups From Hanoi, Vietnam to Watch

    Ho Chi Minh City has got a number of promising startups such as M_Service, one of the country’s first fintech startups to gain international recognition; Timo, Vietnam’s first and only digital “bank” powered by VP Bank; and LoanVi, Vietnam’s first peer-to-peer lending online marketplace for personal loans. Today, we take a look at Hanoi’s fintech startup community with a focus on some of the city’s most promising ventures. Mehr erfahren

     

    Fintech EVENT Hinweis

    Zum Abschluss noch Informationen in eigener Sache von Fintech.LI.

    ‎FinTech‬ Konferenz Liechtenstein 2016

    Das Programm zur Fintech Konferenz in Liechtenstein finden Sie auf der Homepage.

    Fintechnews Leser erhalten einen exclusiven Discount von 20% mit dem Code &8220;fintechnews20&8221;.

    The post FinTech DACH News Rückblick der Woche 35 appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

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  • user 12:19 am on September 5, 2016 Permalink | Reply
    Tags: bitcoin, Block, , , ,   

    Brave Payments Uses Bitcoin Micropayments to Block Ads 

    There&;s a war on in digital advertising. Facebook, whose ads are its lifeblood, is fighting ad blockers, while other services continue to find innovative ways to help users skip the marketing. Another such way was announced yesterday: , a web browser designed to eliminate ads co-founded by former Mozilla executive Brendan Eich,Read More
    Bank Innovation

     
  • user 6:41 pm on September 2, 2016 Permalink | Reply
    Tags: , bitcoin, OnBlockchain, , Soldiers   

    The Fight for On-Blockchain Bitcoin Scaling Soldiers On 

    A web conference this week found a notable selection of industry thought leaders exploring lesser-publicized solutions for .
    CoinDesk

     
  • user 3:53 pm on September 2, 2016 Permalink | Reply
    Tags: , , bitcoin, , , , , , ,   

    13 Hottest Finance And Fintech Startups in Europe 2016 

    WIRED Magazine has recently published a list of Europe&8217;s 100 Hottest Startups 2016. The list consists various in e-commerce, , AI, App, Mobile, Recruitment, etc. from cities such as London, Paris, Stockholm, Amsterdam, Istanbul, Barcelona&; Out of 100 startups, 13 startups in and Finance have made the list.

     

    LONDON, UK

    Property Partner &8211; Property Crowdfunding & Investment
    property-partner

    Property Partner combines residential real estate crowdfunding with a secondary exchange upon which investors can trade their holdings. The company allows anyone to invest in an individual property of their choice, with as little or as much they wish, so they can own a share, receive rental income and access capital growth. Property Partner is the trading name of London House Exchange Limited, a company that is authorised and regulated by the Financial Conduct Authority.

     

    Osper &8211; The Prepaid Debit Card for Kids 8-18
    OSPER

    The branchless bank offers debit cards for 8-to 18 years-olds. Children can manage spending with an accompanying smartphone app, and parents can use the app to monitor spending and transfer (or withhold) pocket money. Founded by Alick Varma in 2012, the company is backed by Horizons Ventures and an array of entrepreneurs, including Samir Desai of Funding Circle

     

    STOCKHOLM, SWEDEN

    Qapital &8211; Smart Savings
    qapital

    Qapital introduces a fun, automated way of saving money for specific goals. The totally free iPhone app is designed to help anyone reach savings targets by setting goals and applying rules to automate the saving. Qapital uses &;If This Then That&; IFTTT triggers to create a gamified savings system for millennials. Rules can be as simple as rounding up to the nearest dollar on everyday expenses or as interesting as rewarding yourself if you do certain things

     

    AMSTERDAM, THE NETHERLANDS

    BUX &8211; Casual Stock Trading
    bux

    BUX wants to make everyone a stock trader. Released in 2014, its app combines &8220;virtua-money trading and a community&8221;, according to CEO Nick Bortot. It allows potentials investors to practise with digital currency before they spend real-world fund, with alerts sent when prices start to rapidly drop. Bortot claims the app has 450,000 registered users and is available in the Netherlands, Germany, Austria and the UK. Further European expansion is planned for the 31 people team.

     

    HELSINKI, FINLAND

    Moni &8211; Banking In Your Pocket
    moni

    Founded by Basemotion mastermind Antti Pennanen, this fintech startup offer prepaid MasterCards so travellers can pay without charges, and a money-transfer app that allows interest-free loans between friends.  Its profile soared in February when the Finnish immigration service announced it would use to make payments to some of Finland&;s 50,000 refugees.

     

    LISBON, PORTUGAL

    CrowdProcess
    crowdprocess james

    CrowdProcess is a scientific computing company that owns James, an R&D tool used by many to manage risk. James helps risk officers in banks manage risk better, reduce default rates and improve origination practices, using advanced scientific computing capabilities, including machine learning and advanced optimization. The company, founded in 2011 by CEO Pedro Fonseca, Sam Hopkins, and works with hedge funds based in New York and London.

     

    ISTANBUL, TURKEY

    Insider
    useinsider

    A marketing tool that provides predictive algorithms for online businesses, Insider launched in 2012 and has 90 employees in 5 countries. &8220;There are personalisation tools which allow online businesses to create special content for each users. However, there are manual and integration takes ages,&8221; says co-founder and CEO Hande Cilingir. Insider&;s tools segment audiences automatically, for a monthly fee.

     

    AloTech &8211; A Cloud Company
    alotech

    For companies running a call center operation that are frustrated with the high cost, complexity and difficulty of the conventional systems, AloTech is the web based, pay-as-you-go solution running on Google, which is low cost, fast, easy, scalable and with complete enterprise functionality able to be setup anywhere in the world in 10 minutes.

     

    Parasut &8211; Financial Management Software for SMEs
    Parasut

    The bookkeeping cloud platform made our 2015 list and has since doubled its customer base to 2,500. &8220;We signed a partnership agreement with Akbank, one of the largest banks&8221;, says co-founder Sean Yu. &8220;We&8217;ll integrate our application directly to online banking to enable seamless syncing of transaction data, make payments for invoices and payroll in-app, provide invoice factoring, credit and loans and other products in-app.&8221; 

     

    iyzico &8211; Virtual POS Service
    iyzico

    TPayment platform iyzico has grown significantly since 2014. In 2015, it raised $ 6.2 million and entered the $ 400 billion Iranian market. It has more than 29,000 registered merchants (up from 3,000 in 2014) and has seen a 50% increase in the average number  of transactions year on year. &8220;I am aiming to get as many smart and driven people as possible together, who will help us to become the payment champion of the Orient,&8221;  says Marketing Manager a da Enen.

     

    TEL AVIV, ISRAEL

    FundBox &; Fundbox: Overcome Cash Flow Gaps
    fundbox

    Fundbox is a company focusing on helping small business owners overcome occasional short-term cash flow gaps. Founded in 2013, the service uses big data analytics, engineering, and predictive modeling to help optimize cash flow for small businesses and freelancers with outstanding invoices. The company already raised $ 112.5 million from investors including Jeff Bezos and Ashton Kutcher.

     

    Colu &8211; Local Currency
    colu

    By giving people the ability to exchange digital cash directly with one another Colu is creating a new way of thinking about money that encourages sustainable and equitable economic growth while supporting local businesses. Colu wants to digitalise ownership of real-world items &8211; from cars to concert tickets &8211; using the . Founded in 2014, the company has raised $ 2.5 million in  seed funding led by Aleph Venture Capital. It has partnered with Deloitte and is collaborating with Barbados-based startup to introduce a -based &8220;Caribean dollar&8221;

     

    BARCELONA, SPAIN

    Kantox: Currency and Risk Management Solutions
    kantox

    Kantox is a foreign exchange service provider, offering SMEs and mid-cap companies a comprehensive solution to their foreign exchange needs, based on transparency, efficiency and value. Their transactions reached $ 1 billion, broke the $ 3 billion barrier in April 2016. It completed an $ 11 million funding round from Partech Venture, IDinvest Partner and Cabiedes & Partners in May2015, and released new software this year which automates FX transactions and payments.

    The post 13 Hottest Finance And Fintech Startups in Europe 2016 appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 3:36 am on September 1, 2016 Permalink | Reply
    Tags: , bitcoin, , , , , , , Powered, , , , ZeroCommission   

    Startup of the Month: Lykke, a Next-Gen Zero-Commission Trading Platform Powered by Blockchain 

    and has gotten a major boost in Switzerland as Richard Olsen, the co-founder of OANDA and a former CEO of the North American FX Brokerage, is looking to harness the power of the technology to disrupt digital currencies and assets .

    Lykke, Olsen&;s latest venture, has just released a mobile app for Android devices, which follows its iOS counterpart released in June. The Wallet lets users trade digital currencies and assets, and come with a number of innovative features including instant settlement, direct ownership and zero commission.

    Lykke Launches Wallet App for Android Devices

    Through the app, users can track asset prices in real time, check their balances, transaction history and blockchain details for all transactions, move assets to any bitcoin wallet, deposit and withdraw bitcoins via QR codes with no fees.

    &;Lykke Wallet, currently in beta, aims to prove the concepts and the technology behind the new global marketplace,&; Olsen said in a media release.

    Signing up to Lykke is quite simple: you can use your smartphone camera to take pictures of yourself and your identification documents.

     

    Lykke&8217;s technology

    Founded in Zurich in 2015, Lykke aims at cutting out intermediaries in financial markets by allowing participants to transact in a peer-to-peer manner.

    It uses a technology called &;colored coins;&8217; tokens that represent assets. &8220;If a colored coin is hacked, the issuer can cancel the colored coin and issue a new colored coin,&8221; explained Olsen in a recent interview with Finance Magnates.

    Another interesting feature is the &8217;s use of multisignature (multisig) wallets, which require two signatures (one from Lykke, one from the client) to spend funds from a particular wallet.

    The Lykke Exchange itself doesn&8217;t take custody of client funds but also holds one of the two needed private keys. If, for some reason, the Lykke Exchange goes down, there is a &8220;refund mechanism&8221; for the private key held by the company.

    &8220;We have solved the cyber security issue that plagues bitcoin exchanges and offer restitution, which is more efficient than a depositor insurance scheme in that is limited to specified amount of money,&8221; Olsen said.

    lykke launches iOS mobile wallet app

    Lykke is building a global marketplace where users would be able to trade all classes of financial instruments issued in the form of colored coins in order to enable direct ownership and immediate settlement on the blockchain.

    In May 2016, Lykke closed a second seed funding round, welcoming new investors Marco Brockhaus and Carlo Koelzer, founding partner of 360T&8217;s Group Executive Board and member of Deutsche Börse Group Management Committee.

    That same , the company announced the addition of Nick Szabo, a Bitcoin pioneer, into its Advisory Board.

    Lykke is currently on an Initial Coin Offering (ICO) which it plans to begin in September.

    &8220;Blockchain is an opportunity for all businesses – literally all businesses can embrace the technology and seize the opportunities, such as issuance of new instruments, explosive growth of transaction volumes, new types of banking, investment management and insurance products – these markets have huge potential,&8221; Olsen said.

    &8220;Companies that close their eyes to the new opportunities are at risk – they will be latecomers and will have to restructure, when revenues nosedive – a bad environment to embrace new business models.&8221;

    The post Startup of the Month: Lykke, a Next-Gen Zero-Commission Trading Platform Powered by Blockchain appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 3:35 am on August 31, 2016 Permalink | Reply
    Tags: , bitcoin, , , , , , ,   

    Switzerland Opens up to Blockchain Tech 

    Appetite for is growing worldwide as venture capital investment in and blockchain startups exceeds US$ 1.1 billion and major financial institutions begin trialing the technology for varied applications.

    Perceived as the trigger to &;a profound technological shift&; by authors Don and Alex Tapscott, blockchain technology not only promises to help save up to US$ 20 billion in infrastructure costs but could also disrupt other industries as well including insurance, healthcare, education and governance.

    While Silicon Valley reminds a hotspot for blockchain development, hosting 30% of the world&;s bitcoin and blockchain startups and attracting 51% of the total venture capital investment globally, according to CoinDesk&;s Q1 2016 State of Blockchain report, other locations around the world are working towards building a strong domestic ecosystem.

    In June, 24 members of the Swiss Parliament proposed a motion to reduce the regulatory burdens of blockchain startups. The motion, aimed at defining the term &8216;client deposit&8217; from banking bills, was rejected earlier this month, implying that FINMA, &8217;s financial watchdog, would consider blockchain and bitcoin startups as being qualify as banking businesses, according to a report by Startupticker.ch.

     

    Switzerland is exploring other options including creating an entirely new license category for financial innovators carrying out some banking activities but with limited acceptance of client assets and no lending activity, as well as a license-exempt area, also referred to as a &8216;regulatory sandbox.&8217;

    On January 01, 2016, FINMA revised its Anti-money Ordinance for businesses dealing with new payment methods and virtual currencies. Regarding virtual currencies, the authority equated them with money-transmitting services.

     

    Switzerland&8217;s Bitcoin and blockchain ecosystem

    In recent years, the Swiss canton of Zug has welcomed a growing number of Bitcoin and blockchain startups settling and opening offices in the location. This has led to the emergence of the &8220;Crypto Valley&8221; nickname which today hosts the likes of Monetas, Shapeshift, Xapo and Blockchain Source.

    Monetas is a software company focused on next-generation financial services, providing banks and firms with a platform that allows for safe, fast, and very low cost transfers of any asset. In October last year, the company announced a pilot for a nationwide transaction platform for Tunisia&8217;s postal services.

    Shapeshift is a exchange platform that allows for instant trade.

    Blockchain Source is a consulting firm specializing in blockchain for the financial services industry.

    Xapo provides users with a bitcoin wallet as well as a &8220;deep cold storage wallet.&8221; The company has raised US$ 40 million in funding so far. The company, initially based in Palo Alto, relocated its corporate headquarters to Switzerland in May 2015, citing the country&8217;s long history of neutrality and stability.

    Alongside its vibrant startup community, Switzerland is also home to Nexussquared, a blockchain-focused incubator founded by former senior UBS banker Daniel Gasteiger and property specialist Daniel Grassinger that aims at &8220;establishing Switzerland as a nexus for blockchain technology.&8221;

    In July, Nexussquared wrapped up the first edition of nexuslab, a virtual blockchain startup program co-organized with Startupbootcamp .

    PHOTO: PIOTR PIWOWARSKI www.fotopi.ch

    PHOTO: Nexuslab Festival Finale by PIOTR PIWOWARSKI http://www.fotopi.ch, via Nexussquared

    Eight startups presented during the nexuslab Festival finale in Zurich on July 07. These ventures included Agrello, an Ethereum-based platform for managing contracts and legal documents; Doqum.io, a peer-to-peer community system for digital documents; First Wallet, a payment system for content providers; and Taqanu Bank, a neo-bank that leverages blockchain technology to provide banking services to people who don&8217;t have a fixed address; among others.

    The event gathered nearly 170 investors, industry experts and journalists. The presentations by the eight startups &8220;pointed to Switzerland&8217;s strong position as a blockchain hub,&8221; Nexussquared said in a media release.

    &8220;From trading ownership in music as a form of alternative investment to a banking solution for refugees and creating and signing electronic contracts, festival attendees got a taste of how blockchain technology can be applied to develop tangible business models.&8221;

    On September 13, the Finance 2.0 Crypto &8217;16 conference in Kunsthaus Zurich will welcome industry experts to discuss &8220;how cryptofinance will change the world.&8221;

    Topics will include the use of blockchain technology in art and music, decentralized autonomous organizations, smart contracts, business applications for private and open chains, as well as international settlements using cryptocurrencies. Get an exclusive 25% Discount with Code &8220;FinTech&8221; .

     

    Featured image: Chain and padlock by ifong, via Shutterstock.

    The post Switzerland Opens up to Blockchain Tech appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

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  • user 3:35 pm on August 29, 2016 Permalink | Reply
    Tags: , bitcoin, , , , ,   

    BLOCKCHAIN – The Internet of Value 

    Let’s get serious about this hyped : the momentum is now

    The buzz surrounding is comparable to that surrounding the in the early 1990s

    Do you remember the nineties? Everyone was talking about the internet and its potential, about life changing moments, about disruption, but no one could imagine what is possible? And today: our lives changed fundamentally. Everyone is communicating everywhere, new business models emerged &; just to name the platform model, perfectly turned into revenue streams by AGFA &8211; Apple, Google, Facebook and Amazon. The company AGFA overslept this life changing moment: the Internet.

    AGFA

     

    Some go even further to suggest that the Blockhain has the potential to reinvent key institutions. Ten years from now we will wonder how societies could have been survived without the Internet of . But let’s step one step back: What’s Blockchain?

    Blockchain Is Like The European idea

    Blockchain is the technology behind the digital currency , but Blockchain is unequal Bitcoin! The Blockchain is a kind of super sophisticated distributed ledger that keeps track of things on thousands or even millions of disparate computers, all coordinating with one another. Most simply, the Blockchain protocol is a cryptographically secure system of messaging and recording in a shared database.

    Working in tandem, these systems enable a secure recording, verification and confirmation of transactions without the need of any single entity in charge. To write it in pictures: Today the Internet is an army with generals, we call them AGFA and the future?

    The Blockchain is like the European idea &8211; each encoded and work for the good of the whole: for a common decentral network.

    Blockchain Is a Trust Machine

    Using cryptography to maintain a peer-to-peer distributed, time-stamped and immutable consensus ledger of all past transactions. Each transaction is similar to a ledger item, which is aggregated with other blocks into a block of transactions, each connected to the last and needs to be agreed by consensus before adding to the chain. Transaction records cannot be forged, censored or reversed once a block is added. Transacting without trust and a third party becomes reality &8211; with three main disruptive advantages:

    &8211; Trust: Less reliance on trusted third parties. Reducing or eliminating third party risk as trust is distributed over a decentral network

    &8211; Immutable Record: All participants share and consensually update the record. This permanent record imparts confidence in the provenance of value being transacted and enhances fraud detection

    &8211; Smart Contracts: Self-executing commitments. Obligations codified by smart contracts are easily replicable with the benefit of security, translucency and immutability of the Blockchain

    Welcome To a Digital Borderless World

    As blockchain develops, instead of having an internet that puts information and content online, we will get a system that essentially automates trust and verification. Information we now rely on accountants, , lawyers and governments to do. We will be able to know that anything on a Blockchain &8211; land rights, money, a deed &8211; is authentic and everyone around the world agrees on its value.

    Facts & Figures: Blockchain Has Captured Venture Capital and Global Wallets

    We saw over $ 1.4b in investments over the past three years &8211; just in the first quarter of 2016 VC firms invested globally $ 160m into Blockchain startups, up from $ 26 million compared to the previous quarter regarding CB Insights and KPMG. Three significant funding rounds on Blockchain Startups &8211; Circle with $ 60m (Series D), Digital Asset Holdings with $ 60m (Series A) and Blockstream with $ 55m (Series A) we have seen so far in 2016.

    More than 2500+ Blockchain patents were globally filed over the last 3 years. 90+ central banks are engaged in Blockchain discussions worldwide as well as 90+ corporations have joined Blockchain consorts. Today, the pool of strategics investors in the Blockchain space has expanded from banks and VCs into insurance companies, payments and telcos.

     

    But What Are The Use-cases?

    Today use-cases are about Banking, or challenging the platform model, like Uber and AirBnB just to name a few. The Blockchain has the potential to eliminate intermediaries. Some other fascinating business concepts are about ownership and land rights or redefining the value chain of fair trade coffee. Software enabled contracts, called Smart Contracts, can verify if a job is made, and make the payment without a middleman.

    Some InsurTech companies are even working to leverage Blockchain Technology as a mechanism for providing automatic payouts, particularly in the peer-to-peer insurance space where smart contracts could ensure payouts are made accurately and efficient. A song on the Blockchain could ask you to pay of it before it plays, cutting out Spotify and sending the money directly to the artist &8211; fair trade music! Disruption. Furthermore Digital Identity will be a critical enabler to broaden applications to new verticals for instance a digital system for storing and transferring identity.

    Blockchain Use-Cases

    Graphic: Blockchain Use-Cases (extract), by @jan_wich

    Currently VCs are betting its money especially on Blockchain Startups that are focusing on middleware and services, payments/remittance and capital market solutions.

    Potential and Critics

    The global discussions worldwide are growing significantly, but significant hurdles remain to large-scale implementation. An uncertain and unharmonized regulatory environment, nascent collective standardization efforts as well as an absence of formal legal frameworks draw the current situation.

    The technology has the potential to drive simplicity and efficiency through the establishment of new infrastructure and processes across financial services and data driven businesses. Blockchain is not a panacea, but has the potential to redefine current processes and call into question today’s business models.

    Honestly to catch the real impact of the Blockchain Technology is difficult. But &8211; did we all know about TCP/IP and HTML once the internet had the breakthrough? No! Don&;t struggle to understand the technology, search for the use-cases. Trial and Error. The Blockchain is more than a technology. It is a strategy.

    Sources: Own research and ideas, WEF and CS

     

    This article is first appeared on LinkedIn | Featured Image: Fotolia

    The post BLOCKCHAIN &8211; The Internet of Value appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

    Fintech Schweiz Digital Finance News – FintechNewsCH

     
  • user 3:35 am on August 29, 2016 Permalink | Reply
    Tags: bitcoin, , , , , , , ,   

    FinTech DACH News Rückblick der Woche 34 

    Fintech.Li präsentiert hier wöchentlich die wichtigsten rund um in der Schweiz, Liechtenstein, Deutschland und Österreich.

    Fintech Top News

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    Sparkassen-Tochter 1822direkt integriert Online‑Versicherungsmakler & InsurTech GetSafe
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    Payment Services Directive psd2PSD2 und Acquiring &; jetzt wird&;s eng für KNBs und Internet-PSPs
    „einen den Transfer von Geldbeträgen zum Zahlungsempfänger bewirkenden Zahlungsdienst eines Zahlungsdienstleisters, der mit einem Zahlungsempfänger eine vertragliche Vereinbarung über die Annahme und die Verarbeitung von Zahlungsvorgängen schließt“. Mehr erfahren

     

     

     

    Wenthin_Teaser-624x326Plattform-Ansatz macht Banken zu Banking-Dienstleistern
    Dieser Beitrag wurde am August 25, 2016 von Katharina Mueller in News zur Veranstaltung veröffentlicht. Schlagworte: Banking as a Platform, digitales Banking. Mehr erfahren

     

     



    finovoFinovo hilft Pensionskassen Hypotheken zu verbergen

    Germany overtook Britain as the fintech funding capital of Europe in the second quarter of the year, with German startups pulling in $ 186 million (£142 million) compared to $ 103 million for British businesses. Mehr erfahren

     

     


    Fotoüberweisung

    Sparkassen kooperieren mit Gini und ermöglichen Fotoüberweisungen
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    Wir werden andere Banken haben
    Szene-Vordenker André Bajorat spricht über die Frage, wie gefährlich Fintechs für klassische Geldhäuser werden können. Mehr erfahren

     

     

     

    wirecardWirecard and Future Finance bring new student loans model to German market
    Wirecard and Future Finance, an Ireland-based financial company, today announce the launch of a new student financing model to the German market. Mehr erfahren

     

     

    ginmonGeld aus London: Passion Capital investiert in Ginmon

    Passion Capital greift Ginmon unter die Arne. &;Mit dem eingesammelten Kapital soll in erster Linie die eigens entwickelte Technologieplattform weiter ausgebaut werden und die internationale Expansion vorangetrieben werden“, sagt Gründer Lars Reiner. Mehr erfahren

     


    ubsUBS digitalisiert das Schliessfach

    Als eines ihrer wichtigsten digitalen Projekte dieses Jahres lanciert die UBS demnächst den UBS Safe – ein Dokumente-Ablagesystem für UBS Kunden. Kundinnen und Kunden können in diesem digitalen Schliessfach wichtige persönliche Dokumente, Bankdokumente und Passwörter sicher aufbewahren. Mehr erfahren

     

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    Blockchain

    Nicht sexy genug: Darum verlassen die Blockchain-Hirne ihre Banken
    Die UBS verliert ihren Blockchain-Vordenker. Der Verlust schmerzt, doch die Schweizer Grossbank ist damit nicht alleine, wie sich zeigt. Was hinter den sich häufenden Abgängen von Fintech-Profis steckt. Mehr erfahren

     


    South-Africa

    South African Central Bank &;Open&8217; to Blockchain and
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    google apple prefer ripple blockchain tech over visa

    Google & Apple Prefer Ripple Blockchain Tech over Visa

    Ripple Labs has created a lot of interest in blockchain technology with its Interledger Protocol (ILP), including from Apple and Google, according to the International Business Times. Mehr erfahren

     

     

     

    arbeitslosIst die Blockchain ein Jobkiller?
    In den vielen, oftmals euphorischen, Diskussionen über die zahlreiche Anwendungsmöglichkeiten der Blockchain wird oftmals eine wichtige Frage außer Acht gelassen. Wenn es die Blockchain ermöglicht viele Geschäfts- und Produktionsprozesse zu automatisieren und Intermediäre zu umgehen, was passiert dann mit den ganzen Jobs? Mehr erfahren

     

     


    WEFWeltwirtschaftsforum: Blockchains als &8220;schlagendes Herz&; der Finanzwelt

    Der Hype um die Blockchain-Technik in der Finanzwelt ist groß. Und das ist auch berechtigt, sagt eine aktuelle Studie des Weltwirtschaftsforums. Derzufolge werden die dezentralen Kassenbücher eine zentrale Rolle in der Finanzwelt der Zukunft spielen. Mehr erfahren

     

     

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    Bitfinex bietet Unternehmensanteile gegen BFX Token
    As recently as this year The Bank of England announced their initiative to create their own cryptocurrency. They’ve named it RSCoin. Mehr erfahren

     

     


    bitcoin

    Finanzbranche sieht kaum Zukunft für Bitcoins
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    ÜBERSICHTEN / INFOGRAFIKEN / STUDIEN


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    The 10 biggest fintech VC funding deals so far this year
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    Insurance Technology Market Overview Q2

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    Fintech EVENT Hinweis

    Zum Abschluss noch Informationen in eigener Sache von Fintech.LI.

    ‎FinTech‬ Konferenz Liechtenstein 2016

    Das Programm zur Fintech Konferenz in Liechtenstein finden Sie auf der Homepage.

    Fintechnews Leser erhalten einen exclusiven Discount von 20% mit dem Code &8220;fintechnews20&8221;.

    The post FinTech DACH News Rückblick der Woche 34 appeared first on Fintech Schweiz Digital Finance News – FintechNewsCH.

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