Real-Time Payments Aren’t Just Faster, They Are Change Agents
Real-time #payments may finally reduce the business use of checks, and #they will cut manual processing for reconciliation.
Financial Technology
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Banks Aren’t Addressing ‘Real, Human Problems,’ Monzo CEO Says
EXCLUSIVE— #Banks need to focus on fixing all of the little #problems humans encounter in daily life, rather trying to sell more mortgages and credit cards to their users, Tom Blomfield, CEO of UK neobank #Monzo, said today in an online Q&A. Banks need to focus on “#real, #human problems,” Blomfield wrote, in response to […]
Bank Innovation -
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5 Insurtech Startups to Watch (That Aren’t Lemonade)
The land of traditional insurance is getting an upgrade. 2017 might be the year the insurance industry (which tends to conjure up images of cramped cubicles, multiplying paperwork, and incomprehensible legalese) gets the #fintech touch; in fact, we’ve already seen the beginnings of the change with certain #startups named after certain citrus beverages. Want to […]
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Computers Are(n’t) Smarter Than You: Should You Trust Robos With Your Money?
Consumers are increasingly comfortable with automated investing, but that may not be such a good thing. According to a global study conducted by Accenture, seven out of ten consumers surveyed would “welcome” automation—or #robo-advisors—into their financial lives, including a high level of comfort, almost 80% (78%), with #robos in traditionalRead More
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No, the EBA’s Bitcoin Regulation Proposals Aren’t All Bad
Digital currency lawyer Jacek Czarnecki argues recent regulatory #proposals in the EU might benefit the #blockchain industry despite criticisms.
CoinDesk -
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Alternative lenders aren’t going away, they’re just misunderstood
What a difference a year makes. In 2015, Lending Club was a marketplace-lending leader with a $ 7 billion market cap, and the media was heralding the approaching tech-enabled lending revolution. Now, with Lending Club and OnDeck Capital’s shares getting pummeled by public market investors, news outlets are asking if this is the end for #fintech #lenders. Read More -
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Alternative lenders aren’t going away, they’re just misunderstood
What a difference a year makes. In 2015, Lending Club was a marketplace-lending leader with a $ 7 billion market cap, and the media was heralding the approaching tech-enabled lending revolution. Now, with Lending Club and OnDeck Capital’s shares getting pummeled by public market investors, news outlets are asking if this is the end for #fintech #lenders. Read More
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